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Upstart logo — Our mission is to enable effortless credit based on true ris...

Upstart

Our mission is to enable effortless credit based on true risk.

Founded 2012 United States San Mateo, United States 1531 employees Series D Total: $144.05M AI, Finance +5

General Information

Company Name Upstart
Founded Year 2012
Location United States San Mateo, United States +3
Founders / Decision Makers
Team member
Employees 1531
Industries AI, Finance, Financial Services +4
Funding Stage Series D
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About Upstart

Upstart is a leading AI lending marketplace, connecting millions of consumers to 100 banks and credit unions to deliver superior credit products. Utilizing AI models and cloud applications, Upstart enables lenders to approve more borrowers at lower rates across diverse demographics, delivering an exceptional digital-first experience. Founded in 2012, their platform includes personal loans, automotive retail and refinance loans, and small-dollar relief loans. With 80% of borrowers approved instantly and zero documentation required, Upstart provides a seamless process. Their mission is to enable access to effortless credit based on true risk. As a digital-first company, most Upstarters can work from anywhere in the U.S. while having offices in San Mateo, CA, Columbus, OH, and Austin, TX. This fosters a culture where individuals are energized by the impact they make at Upstart. Their last investment of $50.00M Series D occurred on April 8, 2019, with investors including HOOPP, First National Bank Of Omaha, and The Progressive Corporation. With a focus on Financial Services and Fintech, Upstart continues to lead in the AI lending space.

Taxonomy: AI lending marketplace, Credit products, Digital first experience, Credit approval, Cloud applications, Automotive loans, Personal loans, Small-dollar loans, Risk assessment, Financial technology, Digital lending, Credit risk modeling, Financial Inclusion, Remote company culture

Funding Rounds & Investors (7)

View All
Funding Stage Amount Investors Lead Investors Date
Series D •••••• 3
Investor
•••• •••• 		08 Apr 2019
Series D •••••• 5
Investor Investor Investor Investor
•••• •••• 		02 Mar 2017
Series C •••••• 6
Investor Investor Investor Investor
•••• •••• 		16 Jul 2015
Series B •••••• 3
Investor Investor
•••• •••• 		01 Oct 2014
Series A •••••• 9
Investor Investor Investor Investor Investor
•••• •••• 		22 Apr 2013

View All 7 Funding Rounds

Latest News

View All
Fintechs Upstart and Toast soar on earnings — Cnbc
Fintechs Upstart and Toast soar on earnings
Cnbc Nov 09, 2024
3 Brilliant Fintech Stocks to Buy Now and Hold for the Long Term — Fool.com
3 Brilliant Fintech Stocks to Buy Now and Hold for the Long Term
Fool.com Aug 23, 2025

Upstart Alternatives & Competitors

Upstart vs
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Upstart vs
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FAQ About Upstart

Our mission is to enable effortless credit based on true risk.
Upstart was founded in 2012.
Upstart is headquartered in San Mateo, United States.
Upstart operates in the following industries: AI, Finance, Financial Services, Fintech, Lending and Investments, Automotive, Machine Learning.
Upstart has approximately 1531 employees.
Upstart has completed 7 funding rounds, raising a total of $144.05M. The latest funding stage is Series D.
Top alternatives and competitors to Upstart include IMPYE digital Private Limited, Credit Fair-E, JellyFi, Aura, IndiaLends. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Upstart and IMPYE digital Private Limited are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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