Wiserfunding logo — We turn lender risks into opportunities through advanced tec...

Wiserfunding

We turn lender risks into opportunities through advanced technology and expertise

Founded 2017 United Kingdom London, United Kingdom 18 employees Venture round Total: $3.00M AI, Fintech

General Information

Company Name Wiserfunding
Founded Year 2017
Location United Kingdom London, United Kingdom
Founders / Decision Makers
Team member Team member
Employees 18
Industries AI, Fintech
Funding Stage Venture round
Social

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About Wiserfunding

Wiserfunding, a London-based credit analytics platform, specializes in transforming lender risks into opportunities by equipping SME lenders with sharp, data-driven tools to bolster their credit risk assessments. Leveraging over five decades of academic research, including contributions from its co-founder Professor Edward Altman—notably the creator of the Altman Z-Score—Wiserfunding has emerged as a pivotal player in addressing the staggering $5 trillion funding gap faced by SMEs globally.

Founded in 2017, this AI and Fintech company draws from a diverse array of data sources to create a comprehensive view of creditworthiness, enhancing lenders' ability to make precise, cost-effective lending decisions. With backing from Business Growth Fund—the UK's leading growth investor—Wiserfunding continues to support over 100 clients worldwide, facilitating loans exceeding £3bn across five continents.

Supported by its last £3.00M venture round investment in September 2021, Wiserfunding is positioned for continued growth, focusing on delivering actionable intelligence to navigate financial uncertainty effectively. The company embodies an enticing proposition for investors seeking to contribute to the evolution of the financial ecosystem.

Taxonomy: SME Credit Risk, Credit Analytics Platform, Credit Scoring, Real-time Decisioning, SME Z-Score, Corporate Credit Rating, Internal Rating Modeling, Portfolio Management, Private Credit, Credit Risk Software

Services & Products

Credit Risk Analysis
Risk Assessment Solutions
Data Processing and Analysis
Automated Credit Monitoring

Target Customers

Financial Institutions Business Analysts Investment Firms Credit Risk Managers Regulatory Bodies SMEs

Funding Rounds & Investors (1)

View All
Funding Stage Amount Investors Lead Investors Date
Venture Round £3.00M 1
Business Growth Fund
21 Sep 2021

Wiserfunding Alternatives & Competitors

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Wiserfunding vs
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Wiserfunding vs
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Wiserfunding vs
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FAQ About Wiserfunding

We turn lender risks into opportunities through advanced technology and expertise
Wiserfunding was founded in 2017.
Wiserfunding is headquartered in London, United Kingdom.
Wiserfunding operates in AI and Fintech. Its work centres on SME Credit Risk, Credit Analytics Platform, Credit Scoring and Real-time Decisioning. Its customers include Financial Institutions, Business Analysts and Investment Firms.
Wiserfunding has approximately 18 employees.
Wiserfunding has completed 1 funding round, raising a total of $3.00M. The latest funding stage is Venture round.
Wiserfunding offers: Credit Risk Analysis, Risk Assessment Solutions, Data Processing and Analysis, Automated Credit Monitoring.
Top alternatives and competitors to Wiserfunding include Ribbit.ai, 9fin, TeamSec, Flowcast, Owlin. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Wiserfunding and Ribbit.ai are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Wiserfunding, https://bouncewatch.com/company/wiserfunding, updated 1 December 2025. When citing, please name BounceWatch and link this page.

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