XTM Inc. logo — The first vertically integrated, Earned Wage Access & digita...

XTM Inc.

The first vertically integrated, Earned Wage Access & digital payments fintech provider for employers globally.

Founded 2006 Canada Toronto, Canada 30 employees Post Ipo Debt Total: $114.59M Advertising, Marketing

General Information

Company Name XTM Inc.
Founded Year 2006
Location Canada Toronto, Canada +1
Employees 30
Industries Advertising, Marketing
Funding Stage Post Ipo Debt
Social

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About XTM Inc.

XTM Inc. is a U.S., Canada, and UK-based Fintech company known for its innovative payment solutions, including Earned Wage Access through its QRails AnyDay™ solution. The company focuses on providing employers with a retention-first digital payout solution for earned wages and other forms of payments, catering to industries such as hospitality, personal care, healthcare, manufacturing, and retail. With clients like Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels, and Live Nation, XTM has established a strong presence in the market. One of XTM's notable offerings is its Today Payments™ solution, which includes a free mobile app and a Visa or Mastercard debit card with free banking features. This solution is widely used by thousands of restaurants, salons, and staff across Canada and the United States, positioning XTM as a global card issuer and real-time payment specialist. The company's legacy in sophisticated marketing and its ability to create found-revenue for clients through innovation and payments-based know-how make it a notable player in the fintech industry. XTM aims to be the go-to innovator and marketer for customized payment ecosystems, striving to create growth and opportunities for best-in-class businesses. As of December 13, 2023, XTM secured a $11.03M post-IPO debt investment, highlighting investor confidence in the company's vision and potential for growth. Overall, XTM's focus on disrupting traditional payment methods and its strong foothold in various industries make it a promising venture for potential investors seeking opportunities in the evolving fintech landscape.

Taxonomy: Earned Wage Access, Digital Payments, Neo-Banking, Employee Benefits, Hospitality Industry, Staffing Solutions, Real-Time Payments, Payment Innovations, Mobile App, Card Issuer, Marketing Agency, Financial Technology, Global Payment Solutions, Business Growth

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Post-IPO Debt •••••• - 13 Dec 2023
Post-IPO Debt •••••• - 28 Sep 2023
Post-IPO Debt •••••• - 28 Apr 2023
Post-IPO Equity •••••• - 29 Sep 2021

XTM Inc. Alternatives & Competitors

XTM Inc. vs
Kasheesh
Kasheesh United States

Redefining how consumers pay by putting access, control, and choice back in their hands.

Seed
29 employees
Financial Services, Fintech

FAQ About XTM Inc.

The first vertically integrated, Earned Wage Access & digital payments fintech provider for employers globally.
XTM Inc. was founded in 2006.
XTM Inc. is headquartered in Toronto, Canada.
XTM Inc. operates in the following industries: Advertising, Marketing.
XTM Inc. has approximately 30 employees.
XTM Inc. has completed 4 funding rounds, raising a total of $114.59M. The latest funding stage is Post Ipo Debt.
Top alternatives and competitors to XTM Inc. include Kasheesh. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
XTM Inc. and Kasheesh are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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