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Zip Co logo — Unlocking financial potential, together.

Zip Co

Unlocking financial potential, together.

Founded 2013 Australia Australia 1012 employees IPO Total: $2.14B Finance, Financial Services +2

General Information

Company Name Zip Co
Founded Year 2013
Location Australia Australia
Employees 1012
Industries Finance, Financial Services, Fintech +1
Funding Stage IPO
Business Model B2B2C, Platform, B2C
Revenue Model Transaction Fee, Commission, Marketplace Fee
Social

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About Zip Co

Zip Co, founded in 2013, is a prominent player in the fintech industry, headquartered in Australia. The company's slogan, "Unlocking financial potential, together," reflects its commitment to providing digital financial services that bridge the gap between customers and merchants.

Operating in key markets such as Australia, New Zealand, and the US, Zip Co specializes in point-of-sale credit and digital payment services. Its expansive global network includes millions of customers and tens of thousands of merchants. The company's core values — Customer First, Own it, Stronger Together, and Change the Game — drive its mission to deliver innovative, people-focused financial solutions.

The company recently attracted attention with a significant $300.00 million post-IPO equity investment made on 01 August 2026, underlining its strong market position and potential for growth. Zip Co is strategically positioned within the Finance, Financial Services, Fintech, and Payments sectors, offering a promising opportunity for investors.

Business keywords: digital financial services, point-of-sale credit, digital payment services, online payments technology, consumer credit options, online shopping, Buy Now Pay Later, payments, digital retail finance, finance products, merchant network, values-led business, big data

Services & Products

Buy Now Pay Later Solutions
Digital Payment Platforms
Consumer Credit Services

Target Customers

Retail Consumers Online Shoppers Retail Businesses E-commerce Platforms

Funding Rounds & Investors (11)

View All
Funding Stage Amount Investors Lead Investors Date
Post-IPO Equity $300.00M -
01 Aug 2026
Post-IPO Debt $283.00M 2
Victory Park Capital ATLAS SP Partners
Victory Park Capital, ATLAS SP Partners
01 Dec 2025
Post-IPO Debt $225.00M 1
Victory Park Capital
Victory Park Capital
01 Jan 2024
Private Placement Non VC $148.70M -
01 Feb 2022
Post-IPO Debt $650.00M -
01 Sep 2021
Post IPO Convertible $400.00M -
01 Apr 2021
Post-IPO Debt $70.53M 1
Victory Park Capital
Victory Park Capital
01 Nov 2020
Post-IPO Equity $40.00M 2
Westpac Victory Park Capital
Westpac, Victory Park Capital
01 Aug 2017
Post-IPO Equity $20.60M 2
Westpac Victory Park Capital
Westpac, Victory Park Capital
01 Jun 2016
IPO Undisclosed -
01 Sep 2015

View All 11 Funding Rounds

Zip Co Alternatives & Competitors

View All Alternatives
Zip Co vs
Sezzle
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Zip Co vs
Splitit
Splitit United States

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Install...

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Compare Zip Co vs Splitit
Zip Co vs
Tamara
Tamara Saudi Arabia

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FAQ About Zip Co

Unlocking financial potential, together.
Zip Co was founded in 2013.
Zip Co is headquartered in Australia.
Zip Co operates in Finance, Financial Services, Fintech and Payments. Its work centres on digital financial services, point-of-sale credit, digital payment services and online payments technology. Its customers include Retail Consumers, Online Shoppers and Retail Businesses.
Zip Co has a B2B2C, Platform and B2C business model. Its revenue comes from Transaction Fee, Commission and Marketplace Fee.
Zip Co has approximately 1012 employees.
Zip Co has completed 11 funding rounds, raising a total of $2.14B. The latest funding stage is IPO.
Zip Co offers: Buy Now Pay Later Solutions, Digital Payment Platforms, Consumer Credit Services.
Top alternatives and competitors to Zip Co include Sezzle, Splitit, Tamara, Fly Now Pay Later (Acquired), Scalapay. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Zip Co and Sezzle are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Zip Co, https://bouncewatch.com/company/zip-co, updated 21 September 2026. When citing, please name BounceWatch and link this page.

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