Zopa Bank

We’re Zopa Bank. Credit Cards | Loans | Savings | Bank accounts

Founded 2005

London, United Kingdom 1055 employees Debt Financing Total: $890.90M Financial Services, Fintech +2

General Information

Company Name Zopa Bank

Founded Year 2005

Location

London, United Kingdom

Employees 1055

Industries Financial Services, Fintech, Lending and Investments +1

Funding Stage Debt Financing

Business Model B2C, Marketplace, Platform

Revenue Model Service Fee, Transaction Fee, Usage Based

Social

BounceWatch is an independent company data service, not affiliated with Zopa Bank. To contact Zopa Bank, visit zopa.com.

Is this your company?

Confirm with your work e-mail, get the Verified badge and keep this profile correct yourself. Search engines and AI assistants read it every day.

Get Verified

How does Zopa Bank compare?

A PDF of Zopa Bank and up to 10 competitors you pick: team, funding, traffic and every dated move of the last 90 days. Each company is re-checked on the day you order, so it is current.

See a sample report

This takes a few seconds: we look beyond our own index too.

Meeting Zopa Bank soon?

A one-page PDF brief: what it does, key facts, the last 90 days of dated moves and questions worth asking. Re-checked on the day you order. See a sample

Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

New Partnership Oct 13, 2026

Zopa Bank announced a partnership with The Money Charity, funding financial wellbeing workshops for 200 young adults.

Event Participation Oct 09, 2026

Zopa Bank's Chief Customer Officer, Clare Gambardella, participated as a panellist at Innovate Finance’s Fintech as a Force for Good event.

Homepage Update Oct 06, 2026

Significant changes detected on company website (34% content change).

Get alerts when Zopa Bank shows new signals

AI Insight

Bounce Watch AI

6 days ago

Zopa Bank is strategically evolving its digital platform, evidenced by a significant website update, while simultaneously reinforcing its commitment to social impact and brand visibility. The Chief Customer Officer's participation in a 'Fintech as a Force for Good' event and a partnership with The Money Charity highlight a clear focus on ethical banking and financial wellbeing, enhancing customer trust and market positioning.

Signal Types

Product Update Brand Visibility Strategic Partnership Social Impact

Strategic Labels

Digital Platform Evolution Brand & Social Impact Customer-Centric Strategy

Next Move: Expansion

Impact: 8/10

Ideal For: Fintech Growth Investors — Late Stage

About Zopa Bank

Zopa Bank is based in London, United Kingdom, and provides financial services such as credit cards, loans, and savings accounts for individual consumers, homeowners, vehicle buyers, and retail investors. It operates in industries including financial services, fintech, lending and investments, and payments.

Founded in 2005, Zopa Bank offers services like personal loans, savings accounts, and AI-driven banking solutions, catering to tech-savvy banking customers. It operates a business model that includes B2C, marketplace, and platform elements, generating revenue through service fees, transaction fees, and usage-based models. Its offerings are designed to support a broad range of customer financial needs.

Business keywords: P2P Lending, Financial Technology, Customer-Centric Banking, Fixed Term Savings, Credit Card Management, Digital Banking, Loan Services, Risk Mitigation, Credit Score Monitoring, FSCS Protection, Direct Lending, Tech-Driven Finance, Investment Management, User-Driven Product Development, Direct Debit Repayment

Services & Products

Current Accounts

Personal Loans

Credit Cards

Savings Accounts

Car Finance

Investment Services

AI-driven Banking Solutions

Target Customers

Individual Consumers Homeowners Vehicle Buyers Retail Investors Tech-savvy Banking Customers

Funding Rounds & Investors (19)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Select	£80.00M	1	20 new and existing investors	14 May 2025
Venture Round	£68.00M	1	A.P. Moller Holding	06 Dec 2024
Debt Financing	£75.00M	1	IAG Silverstripe	07 Sep 2023
Venture Round	£75.00M	-		02 Feb 2023
Venture Round	£220.00M	6	Augmentum Fintech, Northzone +4	18 Oct 2021
Series H	£20.00M	5	Augmentum Fintech, VentureFounders +3	22 Mar 2021
Series H	£130.00M	1	IAG Capital Partners	01 Dec 2019
Series G	£16.00M	5	Augmentum Fintech, Bessemer Venture Partners +3	07 Nov 2018
Series G	£44.00M	2	Forward Partners, Wadhawan Global Capital	03 Aug 2018
Series F	£32.00M	2	Northzone, Wadhawan Global Capital	01 Jun 2017

View All 19 Funding Rounds

Latest News

View All

Zopa reports third consecutive year of profit, says new current account topping expectations

Tech Mar 19, 2026

Shawbrook deploys Vault Core by Thought Machine as it looks to scale commercial SME lending products

Fintechfutures.com Nov 23, 2025

Zopa challenges HSBC and Revolut with current account launch

Tech Jun 24, 2025

Zopa raises £80m in first LSE bond listing, says IPO not priority

Tech May 14, 2025

Volution launches $100M fund to close Britain's tech scale-up gap

Tech Apr 28, 2025

Zopa Bank doubles profits, integrates GenAI into bank

Tech Apr 24, 2025

Zopa Bank Alternatives & Competitors

View All Alternatives

Zopa Bank vs

FairMoney France

We are rebuilding Africa's Money story!

Series B

1273 employees

Financial Services, Fintech

Compare Zopa Bank vs FairMoney

Zopa Bank vs

Moneyview India

We're India's top-rated all-in-one financial app.

Series E

1366 employees

Finance, Financial Services

Compare Zopa Bank vs Moneyview

Zopa Bank vs

CG24 Switzerland

Leading Marketplace Lender Switzerland.

Venture round

21 employees

Finance, Financial Services

Also compare with:

Upgrade, Inc.

Canopy

Monzo View all alternatives

FAQ About Zopa Bank

We’re Zopa Bank. Credit Cards | Loans | Savings | Bank accounts

Zopa Bank was founded in 2005.

Zopa Bank is headquartered in London, United Kingdom.

Zopa Bank operates in Financial Services, Fintech, Lending and Investments and Payments. Its work centres on P2P Lending, Financial Technology, Customer-Centric Banking and Fixed Term Savings. Its customers include Individual Consumers, Homeowners and Vehicle Buyers.

Zopa Bank has a B2C, Marketplace and Platform business model. Its revenue comes from Service Fee, Transaction Fee and Usage Based.

Zopa Bank has approximately 1055 employees.

Zopa Bank has completed 19 funding rounds, raising a total of $890.90M. The latest funding stage is Debt Financing.

Zopa Bank offers: Current Accounts, Personal Loans, Credit Cards, Savings Accounts, Car Finance, Investment Services, AI-driven Banking Solutions.

Top alternatives and competitors to Zopa Bank include FairMoney, Moneyview, CG24, Upgrade, Inc., Canopy. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Zopa Bank and FairMoney are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Zopa Bank, https://bouncewatch.com/company/zopa-bank, updated 27 October 2026. When citing, please name BounceWatch and link this page.

Zopa Bank

General Information

Discover More

What changed at Zopa Bank recently?

AI Insight

About Zopa Bank

Services & Products

Target Customers

Funding Rounds & Investors (19)

Latest News

Zopa Bank Alternatives & Competitors

FAQ About Zopa Bank