Side-by-Side Comparison
| Metric | 4PAY | FinOS |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2018 |
| Headquarters | ||
| Headquarters | Richmond Hill, Canada | New Castle, United States |
| Employees | ||
| Employees | 9 | 46 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Information Technology | Financial Services, Fintech, Lending and Investments |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Seed |
| Total Funding | ||
| Total Funding | Not tracked yet | $1.13M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 2 |
| Services | ||
| Services | Not tracked yet | Cloud-based core banking platform and integrated suite of digital banking solutions |
| Target Customers | ||
| Target Customers | Not tracked yet | Banks, Fintechs, Microfinance Institutions, Cooperatives, Individual and Corporate Accounts |
| Taxonomy | ||
| Taxonomy | Core-banking PlatformOpen-bankingMobile MoneyEcommerce MarketplaceRetail Banking PlatformFinancial Services +7 | Core BankingOpen BankingDigital Financial ProductsComposable BankingCloud-NativeAPI Capabilities +7 |
| Website | ||
| Website | 4pay.ca | finos.tech |
About 4PAY
4PAY is a Canadian based fintech startup, established in 2012, with the mission of "Powering Fintech Possibilities." The company's flagship product is the PAIY® platform, a next-generation core-banking system that facilitates open-banking, mobile money, and e-commerce marketplace services. Leveragin...
About FinOS
FinOS is a Cloud Core Banking Platform that aims to revolutionize the banking and fintech industries. Offering a next-generation cloud-native, software-as-a-service (SaaS) core banking platform, it provides Open Banking API capabilities for efficient financial solutions development. The company's Co...
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Compiled from the BounceWatch company index. We last looked at 4PAY on 15 Sep 2024, and FinOS on 24 Mar 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
