Achieve vs Happy Money
Achieve
A leading digital personal finance company helping everyday people move forward on the path to a better financial future
1917 employees · est. 2005 · Tempe, United States
Achieve is the older company (2005 vs 2009); Achieve is the larger of the two.
Side-by-Side Comparison
| Metric | Achieve | Happy Money |
|---|---|---|
| Founded | ||
| Founded | 2005 older | 2009 |
| Headquarters | ||
| Headquarters | Tempe, United States | Torrance, United States |
| Employees | ||
| Employees | 1917 larger | 389 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Debt Financing | Growth |
| Total Funding | ||
| Total Funding | $834.00M | $703.60M |
| Funding Rounds | ||
| Funding Rounds | 6 | 10 |
| Services | ||
| Services | Personal Lending, Home Equity Products, Debt Consolidation Programs, Debt Relief Solutions, Financial Calculators and Tools, Educational Resources | Providing personal loans to help individuals pay off credit card debt and achieve financial wellness. |
| Target Customers | ||
| Target Customers | Homeowners, Individuals with Debt, Consumers Seeking Financial Education, People Looking for Personal Loans, Debtors Seeking Consolidation | Individuals seeking to eliminate credit card debt, manage their money more effectively, and achieve financial freedom. |
| Taxonomy | ||
| Taxonomy | Digital Personal FinanceDebt ConsolidationPersonal LoansHome Equity LoansDebt ReliefFinancial Education +7 | Consumer FinanceLendingCredit UnionsDigital PlatformUnderwritingOriginations +6 |
| Website | ||
| Website | achieve.com | happymoney.com |
About Achieve
Achieve, founded in 2005, has positioned itself as a prominent player in the Fintech industry by providing digital personal finance solutions aimed at helping everyday people improve their financial situations. The company's offering spans a wide array of services, including personal loans, home equ...
About Happy Money
Happy Money is a consumer finance company founded in 2009 and based in the United States. The company's slogan, "Helping Fund What Makes You Happy," encapsulates its mission to empower individuals through responsible lending. Happy Money operates a fully-digital platform and collaborates with credit...
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Compiled from the BounceWatch company index. We last looked at Achieve on 4 Mar 2026, and Happy Money on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
