Billie vs MODIFI

Billie logo

Billie

We simplify the purchasing experience for all businesses with the leading "Buy Now, Pay Later" payment method for B2B

135 employees · est. 2016 · Berlin, Germany

VS
MODIFI logo

MODIFI

The Global Commerce Platform for Business Payments and Trade Services

95 employees · est. 2018 · Amsterdam, The Netherlands

Billie is the older company (2016 vs 2018).

Side-by-Side Comparison

Billie MODIFI
Founded
2016 older 2018
Headquarters
Berlin, Germany Amsterdam, The Netherlands
Employees
135 95
Industry
Fintech, Payments Financial Services, Fintech, Payments
Funding Stage
Series C Series C
Total Funding
$141.60M $352.50M
Funding Rounds
5 8
Services
B2B Payment Solutions, Invoice and Trade Account Services, Omnichannel Payment Options, E-Commerce and Marketplace Support Instant Payment Solutions, Flexible Payment Terms, Export Risk Protection, Shipment Tracking, Digital Platform for Trade Management, Cross-Border Payment Management
Target Customers
Large Enterprises, SMEs selling B2B, E-Commerce Platforms, Marketplaces, TeleSales Operations Exporters, Importers, E-commerce Companies, Trade Businesses, Supply Chain Managers, Financial Executives
Taxonomy
Buy Now Pay LaterB2B PaymentsFinTechInvoice FinancingMachine Learning ModelsDigital Payment Services +7 Cross-Border TradeBusiness PaymentsTrade ManagementDigital SolutionsTrade FinanceSME Finance +8
Website
billie.io modifi.com
Billie logo

About Billie

Billie, founded in 2016, has emerged as a transformative player in the FinTech space, particularly in Payments. Headquartered in Germany, this Berlin-based startup facilitates a seamless purchasing experience for businesses using a "Buy Now, Pay Later" (BNPL) model, tailored explicitly for B2B trans...

MODIFI logo

About MODIFI

MODIFI is a global commerce platform based in Amsterdam, The Netherlands, specializing in business payments and trade services. The company caters to exporters, importers, e-commerce companies, trade businesses, supply chain managers, and financial executives around the world. Founded in 2018, MODI...

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Frequently Asked Questions

Billie was founded in 2016, based in Berlin, Germany, with 135 employees. Billie, founded in 2016, has emerged as a transformative player in the FinTech space, particularly in Payments. Headquartered in Germany, this Berlin-based startup facilitates a seamless purchasing ex. MODIFI was founded in 2018, based in Amsterdam, The Netherlands, with 95 employees. MODIFI is a global commerce platform based in Amsterdam, The Netherlands, specializing in business payments and trade services. The company caters to exporters, importers, e-commerce companies, trade.
Billie has raised $141.60M and MODIFI $352.50M. Latest stage: Billie Series C, MODIFI Series C.
Both work in Fintech and Payments.

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Compiled from the BounceWatch company index. We last looked at Billie on 24 Sep 2026, and MODIFI on 4 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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