Billie vs MODIFI
Billie
We simplify the purchasing experience for all businesses with the leading "Buy Now, Pay Later" payment method for B2B
135 employees · est. 2016 · Berlin, Germany
MODIFI
The Global Commerce Platform for Business Payments and Trade Services
95 employees · est. 2018 · Amsterdam, The Netherlands
Billie is the older company (2016 vs 2018).
Side-by-Side Comparison
| Metric | Billie | MODIFI |
|---|---|---|
| Founded | ||
| Founded | 2016 older | 2018 |
| Headquarters | ||
| Headquarters | Berlin, Germany | Amsterdam, The Netherlands |
| Employees | ||
| Employees | 135 | 95 |
| Industry | ||
| Industry | Fintech, Payments | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Series C | Series C |
| Total Funding | ||
| Total Funding | $141.60M | $352.50M |
| Funding Rounds | ||
| Funding Rounds | 5 | 8 |
| Services | ||
| Services | B2B Payment Solutions, Invoice and Trade Account Services, Omnichannel Payment Options, E-Commerce and Marketplace Support | Instant Payment Solutions, Flexible Payment Terms, Export Risk Protection, Shipment Tracking, Digital Platform for Trade Management, Cross-Border Payment Management |
| Target Customers | ||
| Target Customers | Large Enterprises, SMEs selling B2B, E-Commerce Platforms, Marketplaces, TeleSales Operations | Exporters, Importers, E-commerce Companies, Trade Businesses, Supply Chain Managers, Financial Executives |
| Taxonomy | ||
| Taxonomy | Buy Now Pay LaterB2B PaymentsFinTechInvoice FinancingMachine Learning ModelsDigital Payment Services +7 | Cross-Border TradeBusiness PaymentsTrade ManagementDigital SolutionsTrade FinanceSME Finance +8 |
| Website | ||
| Website | billie.io | modifi.com |
About Billie
Billie, founded in 2016, has emerged as a transformative player in the FinTech space, particularly in Payments. Headquartered in Germany, this Berlin-based startup facilitates a seamless purchasing experience for businesses using a "Buy Now, Pay Later" (BNPL) model, tailored explicitly for B2B trans...
About MODIFI
MODIFI is a global commerce platform based in Amsterdam, The Netherlands, specializing in business payments and trade services. The company caters to exporters, importers, e-commerce companies, trade businesses, supply chain managers, and financial executives around the world. Founded in 2018, MODI...
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Compiled from the BounceWatch company index. We last looked at Billie on 24 Sep 2026, and MODIFI on 4 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.