LendUp is the older company (2015 vs 2012); bonify Germany is the larger of the two.
Side-by-Side Comparison
| Metric | bonify Germany | LendUp |
|---|---|---|
| Founded | ||
| Founded | 2015 | 2012 older |
| Headquarters | ||
| Headquarters | Berlin, Germany | Oakland, United States |
| Employees | ||
| Employees | 87 larger | 18 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Series C | Unknown |
| Total Funding | ||
| Total Funding | $5.50M | $261.63M |
| Funding Rounds | ||
| Funding Rounds | 4 | 9 |
| Services | ||
| Services | SCHUFA Score Checking, Credit Monitoring, Financial Fitness Assessment, Mieterauskunft with SCHUFA Check, Financial Offers Notification | Loan Matching Service, Financial Education Guides, Borrower Rights Advocacy, Loan Types Comparison |
| Target Customers | ||
| Target Customers | Individuals seeking credit score insights, Renters needing Mieterauskunft, Financially active individuals, Users aiming for financial optimization | Individuals with Bad Credit, Individuals Seeking Emergency Loans, Borrowers Looking for Personal or Installment Loans, Consumers Needing Payday Loans |
| Taxonomy | ||
| Taxonomy | FinTech, Credit Scoring, Financial Management, Data Transparency, Berlin Startup, Financial Data Analytics, Personalized Financial Recommendations, Venture Backed, Consumer Finance Optimization, Credit Score Access, Financial Data Utilization, Investment From VCs, Schufa Partnership | FinTech, Lending, Credit Products, Financial Health, Mobile-First Solutions, Income Volatility, Debt Financing, Equity Financing, Credit Building, Underbanked Services, Educational Financial Services, In-House Technology Development, Data-Driven Solutions, Consumer Advocacy, Regulatory Expertise |
| Website | ||
| Website | bonify.de | lendup.com |
About bonify Germany
bonify Germany, with its slogan "We bonify financial lives!", is positioning itself as a forerunner in the German FinTech landscape. Founded in 2015 by former McKinsey and Zalando executives, the company has consistently attracted significant attention from top-tier investors including Mosaic Ventur...
About LendUp
LendUp, founded in 2012, positions itself as a transformative fintech company with the mission to provide a better path to financial health. Under the slogan "Path to the Financial Health," LendUp offers high-quality, mobile-first credit and savings products tailored to remedy income volatility for...
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Funding, hiring, leadership and stack changes at bonify Germany and LendUp — by email.
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Compiled from the BounceWatch company index. We last looked at bonify Germany on 28 May 2026, and LendUp on 30 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.