bunq vs Monzo
bunq
We are bunq, bank of The Free. We're here to create a bank that helps our users save time, money and the environment
737 employees · est. 2012 · Amsterdam, The Netherlands
Monzo
Time is money. Make the most out of both with Monzo. Your new favourite bank
5672 employees · est. 2015 · London, United Kingdom
bunq is the older company (2012 vs 2015); Monzo is the larger of the two.
Side-by-Side Comparison
| Metric | bunq | Monzo |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2015 |
| Headquarters | ||
| Headquarters | Amsterdam, The Netherlands | London, United Kingdom |
| Employees | ||
| Employees | 737 | 5672 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Financial Services, Fintech, Banking |
| Total Funding | ||
| Total Funding | $366.90M | $1.63B |
| Funding Rounds | ||
| Funding Rounds | 7 | 19 |
| Services | ||
| Services | Bank accounts, Personal finance management, Digital credit cards, Crypto trading, Stock investment, eSim services, Business banking | current accounts, savings and ISAs, investment options, credit cards, loans and insurance |
| Target Customers | ||
| Target Customers | Individuals, Students, Couples, Families, Expats, Businesses | personal banking customers, business owners, youth and young adults, families, frequent travelers, UK residents |
| Taxonomy | ||
| Taxonomy | Digital BankingFintech InnovationUser ExperienceReal-Time PaymentsInstant Money TransfersSub-Accounts +8 | App-based BankingReal-time Spending UpdatesTransaction CategorizationBudgeting ToolsInstant Transaction NotificationsDigital Wallets +7 |
| Website | ||
| Website | bunq.com | monzo.com |
About bunq
bunq is a financial technology company headquartered in Amsterdam, The Netherlands. It provides digital banking services to individuals, students, couples, families, expats, and businesses. Founded in 2012, bunq offers services including bank accounts, personal finance management, digital credit c...
About Monzo
Monzo is a financial services company based in London, United Kingdom, specializing in fintech and banking solutions. It caters to personal banking customers, business owners, youth and young adults, families, frequent travelers, and UK residents. Founded in 2015, Monzo offers a range of services i...
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Compiled from the BounceWatch company index. We last looked at bunq on 15 Oct 2026, and Monzo on 9 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
