bunq is a financial technology company headquartered in Amsterdam, The Netherlands. It provides digital banking services to individuals, students, couples, families, expats, and businesses.
Founded in 2012, bunq offers services including bank accounts, personal finance management, digital credit cards, crypto trading, stock investment, eSim services, and business banking. Its business model encompasses both B2C and B2B segments, utilizing a freemium model. Revenue is generated through subscriptions, transaction fees, and a freemium approach. The company is known for its focus on fintech innovation, real-time payments, and user experience enhancement, including options like instant money transfers and budgeting tools.