CapBay
The Smarter Choice for Your Business Financing and Investments
157 employees · est. 2016 · Petaling Jaya, Malaysia
LendingCrowd is the older company (2016 vs 2014); CapBay is the larger of the two.
Side-by-Side Comparison
| Metric | CapBay | LendingCrowd |
|---|---|---|
| Founded | ||
| Founded | 2016 | 2014 older |
| Headquarters | ||
| Headquarters | Petaling Jaya, Malaysia | Edinburgh, United Kingdom |
| Employees | ||
| Employees | 157 larger | 41 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Corporate Round | Debt Financing |
| Total Funding | ||
| Total Funding | $52.00M | $120.75M |
| Funding Rounds | ||
| Funding Rounds | 3 | 4 |
| Services | ||
| Services | SME Loan Options, Invoice Factoring, Inventory Financing, Working Capital Financing, P2P Lending | Business Loan Provision, Flexible Repayment Options, Support for Small and Medium Enterprises (SMEs) |
| Target Customers | ||
| Target Customers | SMEs, Institutional Investors, Financial Institutions, Asset Managers, Financial Advisors | Limited Companies, Limited Liability Partnerships, Established Businesses with Annual Turnover of £100,000+ |
| Taxonomy | ||
| Taxonomy | Supply Chain Finance, Peer-to-Peer Financing, Credit Decisioning, SME Financing, Investor Opportunities, Working Capital Optimization, Retail Investment, Real-time Technology, Risk Minimization, Invoice Finance, Factoring, Reverse Factoring, Trade Finance, Electronic Invoicing, ERP Integration | Alternative Finance, SME Lending, Business Loans, Credit Specialists, P2P Lending, Scotland Headquarters, Technological Innovation, Flexible Loan Terms, Small Business Support, Institutional Lenders, Individual Lenders, Loan Platform, Financial Technology, Non-bank Lending |
| Website | ||
| Website | capbay.com | lendingcrowd.com |
About CapBay
CapBay, established in 2016, is an award-winning platform specializing in Supply Chain Finance and Peer-to-Peer (P2P) Financing. Their innovative platform supports SMEs by unlocking cashflow trapped in supply chains through smart financing solutions. Utilizing a proprietary credit-decisioning model,...
About LendingCrowd
LendingCrowd, operating under the slogan "Think Outside The Bank", is a pioneering entity in the fintech sector, providing alternative financing solutions to SMEs in the UK. Founded in 2014 and headquartered in Scotland, it is distinct for being the only such platform there. The company's approach...
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Funding, hiring, leadership and stack changes at CapBay and LendingCrowd — by email.
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Compiled from the BounceWatch company index. We last looked at CapBay on 16 Feb 2026, and LendingCrowd on 27 Sep 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.