Capitalise vs iwoca
Capitalise
Business credit scores and funding made simple. Find out more at capitalise.com
34 employees · est. 2016 · London, United Kingdom
iwoca
At iwoca, we believe finance should feel like a superpower, not a headache
623 employees · est. 2012 · United Kingdom
iwoca is the older company (2016 vs 2012); iwoca is the larger of the two.
25 signals in the last 90 days
Side-by-Side Comparison
| Metric | Capitalise | iwoca |
|---|---|---|
| Founded | ||
| Founded | 2016 | 2012 older |
| Headquarters | ||
| Headquarters | London, United Kingdom | United Kingdom |
| Employees | ||
| Employees | 34 | 623 larger |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series B | Debt Financing |
| Total Funding | ||
| Total Funding | $13.50M | $1.10B |
| Funding Rounds | ||
| Funding Rounds | 4 | 18 |
| Services | ||
| Services | business credit scoring, credit checking and monitoring, loan application support, financial consultancy, access to business funding, credit profile enhancement | Flexi-Loans, iwocaPay, Business credit cards, Top-up loans, Open Banking integration |
| Target Customers | ||
| Target Customers | businesses, accountants, small and medium enterprises, UK limited companies, security services, wholesalers, cleaning services | small and medium enterprises (SMEs), entrepreneurs, high-growth businesses, limited companies, limited liability partnerships |
| Taxonomy | ||
| Taxonomy | Business Credit ScoresSME FinanceFinancial PlatformFunding SimplificationCredit Score MonitoringLender Connection +8 | Small Business FinancingAlternative LendingCredit Risk ManagementWorking CapitalBusiness LoansAPI Integration +8 |
| Website | ||
| Website | capitalise.com | iwoca.co.uk |
About Capitalise
Capitalise, founded in 2016, is an innovative financial platform based in the United Kingdom, designed to empower UK SMEs by offering business credit score insights and simplified access to funding. The company operates at the intersection of Finance, Financial Services, and Fintech, providing tools...
About iwoca
iwoca provides financial services to small and medium enterprises, entrepreneurs, high-growth businesses, limited companies, and limited liability partnerships. Based in the United Kingdom, it specializes in small business financing and alternative lending services. Founded in 2012, iwoca offers pr...
Also comparing in this category
We will tell you when either one moves
BounceWatch watches Capitalise and iwoca for new funding, fast hiring, new executives and a change of software vendor. When one happens, it is in your next e-mail.
Get notified when Capitalise or iwoca moves
Funding, new markets, leadership changes, hiring surges — one e-mail, only when something happens.
Frequently Asked Questions
Compare Capitalise with someone else
Start typing a company name or domain.
Related Comparisons
Compiled from the BounceWatch company index. We last looked at Capitalise on 3 Jul 2025, and iwoca on 2 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
