Chime vs Cleo
Chime
We unite everyday people to unlock their financial progress
2510 employees · est. 2012 · San Francisco, United States
Chime is the older company (2012 vs 2016); Chime is the larger of the two.
Side-by-Side Comparison
| Metric | Chime | Cleo |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2016 |
| Headquarters | ||
| Headquarters | San Francisco, United States | London, United Kingdom |
| Employees | ||
| Employees | 2510 larger | 733 |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Fintech, Banking |
| Funding Stage | ||
| Funding Stage | IPO | Series C |
| Total Funding | ||
| Total Funding | $3.26B | $137.58M |
| Funding Rounds | ||
| Funding Rounds | 13 | 6 |
| Services | ||
| Services | Online Checking Accounts, High-Yield Savings Accounts, Chime Visa Debit and Credit Cards, SpotMe Overdraft Service, Chime Prime and Plus Memberships, Cash Management and Transfers, MyPay Line of Credit, Credit Building Tools, Investment, Stock & ETF Trading | AI-driven spending analysis, Personalized budgeting tools, Automated savings and financial goal tracking, Credit building solutions, Financial education through engagement and feedback, 24/7 customer interaction and support |
| Target Customers | ||
| Target Customers | Individuals Seeking Financial Inclusion, Young Adults & Millennials, People with Limited or No Credit History, Members Seeking High Returns on Savings, Individuals Looking for Fee-Free Banking, Users Seeking Early Direct Deposit Access | Young adults, Individuals experiencing financial stress, People seeking personalized finance management, Users interested in improving financial literacy, Tech-savvy consumers looking for AI-driven solutions |
| Taxonomy | ||
| Taxonomy | Mobile BankingFinancial EmpowermentMember-centric DesignOverdraft ProtectionEarly Direct DepositCredit Building +8 | AI AssistantPersonal FinanceFinancial Well-beingDigital BankingFinancial ToolsFinancial Insights +8 |
| Website | ||
| Website | chime.com | meetcleo.com |
About Chime
Chime is a financial technology company based in San Francisco, United States, providing accessible financial services to a diverse clientele. The company focuses on offering user-friendly banking solutions tailored for individuals seeking financial inclusion, young adults, and those with limited or...
About Cleo
Cleo, founded in 2016 in the United Kingdom, is redefining fintech by using AI to transform how people relate to their finances. With the slogan, "Join the fintech that’s fighting back," the company aims to break the traditional financial mold and cater to the needs of the 99%. Offering a platform...
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Compiled from the BounceWatch company index. We last looked at Chime on 30 Oct 2026, and Cleo on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
