Flock vs Terminal (YC S23)
Flock
Insurance for commercial fleets. On a mission to make the world quantifiably safer
84 employees · est. 2015 · London, United Kingdom
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Terminal (YC S23)
Universal API for Telematics Data | Y Combinator
57 employees · est. 2023 · Toronto, Canada
Flock is the older company (2015 vs 2023).
Side-by-Side Comparison
| Metric | Flock | Terminal (YC S23) |
|---|---|---|
| Founded | ||
| Founded | 2015 older | 2023 |
| Headquarters | ||
| Headquarters | London, United Kingdom | Toronto, Canada |
| Employees | ||
| Employees | 84 | 57 |
| Industry | ||
| Industry | AI, Big Data, Fintech | API, Insurance, Logistics |
| Funding Stage | ||
| Funding Stage | Series B | Seed |
| Total Funding | ||
| Total Funding | $56.17M | $3.10M |
| Funding Rounds | ||
| Funding Rounds | 12 | 2 |
| Services | ||
| Services | Tailored insurance solutions for a wide range of fleet types, promoting safety and efficiency through data-driven pricing and risk management. | Universal API for Telematics, Telematics Data Integration, Normalized Data Models, Modal Component for User Authentication |
| Target Customers | ||
| Target Customers | Providing comprehensive support and innovative insurance solutions to promote safer driving, reduce costs, and enhance fleet performance., Leveraging data-driven pricing, risk management, and safety incentives to reduce insurance costs and enhance fleet safety and performance., Offering a range of innovative insurance solutions and digital tools to streamline policy management and safety insights for their clients. | Fleet Managers, Logistics Companies, Digital Brokerages, Insurance Providers, Factoring Businesses, Fuel Card Operators |
| Taxonomy | ||
| Taxonomy | Connected InsuranceTelematicsFleet ManagementAutonomous VehiclesInsurtechElectric Vehicle Insurance +6 | Universal APITelematics DataCommercial TruckingInsurance ProductsFleet SoftwareGPS Data +7 |
| Website | ||
| Website | flockcover.com | withterminal.com |
About Flock
Flock is a UK-based startup founded in 2015, operating at the intersection of AI, Big Data, Fintech, Insurance, Insurtech, Logistics, and Autonomous and Sensor Tech. Positioned as a trailblazer in the Automotive industry, Flock aims to make the world quantifiably safer by providing tailored insuranc...
About Terminal (YC S23)
Terminal (YC S23) stands out as a promising startup, delivering a Universal API for Telematics Data within the commercial trucking sector. With its headquarters in Canada, the company was founded in 2023 and is gaining traction for its seamless integration of essential telematics data into various b...
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Compiled from the BounceWatch company index. We last looked at Flock on 12 Jun 2025, and Terminal (YC S23) on 10 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
