FLOWPAY vs Rainforest
FLOWPAY
Embedded Financial Services for SME Platforms | Techstars 22`
43 employees · est. 2021 · Prague, Czech Republic
FLOWPAY is the older company (2021 vs 2022); Rainforest is the larger of the two.
Side-by-Side Comparison
| Metric | FLOWPAY | Rainforest |
|---|---|---|
| Founded | ||
| Founded | 2021 older | 2022 |
| Headquarters | ||
| Headquarters | Prague, Czech Republic | Atlanta, United States |
| Employees | ||
| Employees | 43 | 89 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Lending and Investments | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Not Funded/Unknown | Series A |
| Total Funding | ||
| Total Funding | $32.77M | $31.75M |
| Funding Rounds | ||
| Funding Rounds | 5 | 4 |
| Services | ||
| Services | Flexible Business Loans, Personalized Financing Offers, Online Application Process, AI Performance Analysis, Cash Flow Support | Payment Processing, Merchant Onboarding, Fraud Monitoring, PCI Compliance, Developer API |
| Target Customers | ||
| Target Customers | Small and Medium Enterprises (SMEs), Entrepreneurs, Business Owners, E-commerce Businesses, Retailers | SaaS Platforms, Developers, Merchants |
| Taxonomy | ||
| Taxonomy | Embedded FinanceDirect LendingSME PlatformsPredictive AI ModelsRisk AssessmentRisk As A Service (RaaS) +8 | Payments-as-a-ServiceEmbedded Financial ServicesVertical Software PlatformsLow-code IntegrationWhite-label SolutionsMerchant Underwriting +9 |
| Website | ||
| Website | flowpay.io | rainforestpay.com |
About FLOWPAY
FLOWPAY provides financial services to small and medium enterprises (SMEs) and SME platforms from its headquarters in Prague, Czech Republic. The company specializes in embedded finance solutions and risk assessment services tailored for entrepreneurs, business owners, e-commerce businesses, and ret...
About Rainforest
Rainforest, founded in 2022 and headquartered in the United States, is a prominent player in the Fintech and Payments sectors. Its slogan, "Payment processing for your platform." captures the essence of its core offering: a Payments-as-a-Service (PaaS) solution designed to help software companies se...
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Compiled from the BounceWatch company index. We last looked at FLOWPAY on 1 Oct 2026, and Rainforest on 26 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
