Frec vs M1
Frec
Creating new opportunities for your wealth. Stay invested, no matter the market
28 employees · est. 2021 · San Francisco, United States
M1
Sophisticated wealth building, simplified. Member FINRA/SIPC. m1.com/legal/disclosures/
236 employees · est. 2015 · Chicago, United States
M1 is the older company (2021 vs 2015); M1 is the larger of the two.
Side-by-Side Comparison
| Metric | Frec | M1 |
|---|---|---|
| Founded | ||
| Founded | 2021 | 2015 older |
| Headquarters | ||
| Headquarters | San Francisco, United States | Chicago, United States |
| Employees | ||
| Employees | 28 | 236 larger |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series A | Series E |
| Total Funding | ||
| Total Funding | $26.40M | $323.22M |
| Funding Rounds | ||
| Funding Rounds | 1 | 7 |
| Services | ||
| Services | Not tracked yet | High-Yield Cash Accounts, Investing Platforms, Credit and Borrowing Solutions, Financial Learning Resources |
| Target Customers | ||
| Target Customers | Not tracked yet | Individual Investors, Joint Account Holders, Retirees, Crypto Enthusiasts, Sophisticated Investors |
| Taxonomy | ||
| Taxonomy | Investment TechnologyDirect IndexingAutomated Financial ProductsWealth ManagementFinancial IndependencePortfolio Optimization +5 | Personal FinanceAutomated InvestingHigh-yield SavingsMargin LoansPersonal LoansCash-back Rewards +6 |
| Website | ||
| Website | frec.com | m1.com |
About Frec
Frec is a United States based fintech startup, founded in 2021, that aims to democratize access to sophisticated financial products that have traditionally been the domain of wealth advisors. Through direct indexing, lines of credit against portfolios, and high-interest cash options, Frec strives to...
About M1
M1, founded in 2015, is a rapidly growing fintech company specializing in personal finance and wealth management. With headquarters in the United States, M1 has established itself as a key player in the Finance, Financial Services, Fintech, and Wealth Management industries. The platform, known as t...
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Compiled from the BounceWatch company index. We last looked at Frec on 12 Sep 2024, and M1 on 20 Aug 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.