KOHO
Giving Canadians the tools and knowledge to make their money grow—and make life better—every single day.
422 employees · est. 2014 · Toronto, Canada
ReCap
ReCap allows you to gain deep insight into your personal finances and empowers you to build better spending habits.
11 employees · est. 2022 · San Antonio, United States
KOHO is the older company (2014 vs 2022); KOHO is the larger of the two.
Side-by-Side Comparison
| Metric | KOHO | ReCap |
|---|---|---|
| Founded | ||
| Founded | 2014 older | 2022 |
| Headquarters | ||
| Headquarters | Toronto, Canada | San Antonio, United States |
| Employees | ||
| Employees | 422 larger | 11 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Series D | Grant |
| Total Funding | ||
| Total Funding | $507.00M | $15.00K |
| Funding Rounds | ||
| Funding Rounds | 12 | 1 |
| Services | ||
| Services | Cashback on Spending, Savings with Interest, Credit Building Tools, Prepaid Mastercard, Cash Advance Features, Pay Later Options, Rent Reporting Services, Tenant Insurance | Not tracked yet |
| Target Customers | ||
| Target Customers | Canadians, Individuals Seeking Financial Growth, Users Needing Credit Improvement, Travel Enthusiasts, Renters, Young Professionals, Tech-Savvy Consumers, People Seeking Financial Security | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Financial Empowerment, Digital Banking, Personal Finance Management, Credit Building, Budgeting Tools, Spending Insights, Cash Flow Management, Group Spending, Financial Education, Application-based Banking, Expense Management, User-friendly Finance, Financial Accessibility, Innovation In Finance | Personal Finance, Financial Management, Budgeting, API Integration, Savings, Spending Habits, Money Management, Financial Empowerment, Consumer Behavior, Smart Spending, Financial Insight |
| Website | ||
| Website | koho.ca | recapbudget.com |
About KOHO
KOHO, founded in 2014, is a pioneering fintech company based in Canada. The firm is dedicated to financially empowering Canadians, offering a comprehensive platform that integrates functions like earning, spending, borrowing, building credit, and budgeting. With a compelling slogan, "Giving Canadia...
About ReCap
ReCap is a fintech startup that aims to improve personal finance management by offering deep insights into one's spending habits. Founded in 2022 and based in the United States, the company's slogan, "ReCap allows you to gain deep insight into your personal finances and empowers you to build better...
We will tell you when either one moves
BounceWatch watches KOHO and ReCap for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at KOHO and ReCap — by email.
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Compiled from the BounceWatch company index. We last looked at KOHO on 26 Aug 2025, and ReCap on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.