Koyo vs Oakam Ltd
Koyo
Only relying on credit checks is old fashioned, unfair and ineffective. So we thought we’d shake things up a bit
72 employees · est. 2018 · London, United Kingdom
Oakam Ltd
We're a disruptive lender using innovative technology to empower the un- and underbanked to access affordable credit
57 employees · est. 2006 · London, United Kingdom
Oakam Ltd is the older company (2018 vs 2006).
Side-by-Side Comparison
| Metric | Koyo | Oakam Ltd |
|---|---|---|
| Founded | ||
| Founded | 2018 | 2006 older |
| Headquarters | ||
| Headquarters | London, United Kingdom | London, United Kingdom |
| Employees | ||
| Employees | 72 | 57 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Debt Financing | Not tracked yet |
| Total Funding | ||
| Total Funding | $117.40M | $41.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 3 |
| Taxonomy | ||
| Taxonomy | Alternative LendingCredit ScoringInnovationDisruptionFair LendingCredit History +7 | Disruptive LendingDigital Micro-lendingUnderbanked EmpowermentAffordable Credit AccessCredit Score ImprovementSmartphone-powered Lending +9 |
| Website | ||
| Website | koyoloans.com | oakam.com |
About Koyo
Koyo is a finance and fintech startup based in the United Kingdom, founded in 2018. The company challenges traditional lending practices by emphasizing fairness in credit decisions. Instead of relying solely on outdated credit checks, Koyo leverages innovative technology to offer competitively price...
About Oakam Ltd
Oakam Ltd, founded in 2006 and headquartered in the United Kingdom, is carving a niche in the financial technology space as a digital micro-lender. Adopting a groundbreaking model, Oakam is committed to transforming the landscape for the un- and underbanked, enabling them to gain access to affordabl...
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Compiled from the BounceWatch company index. We last looked at Koyo on 11 Sep 2024, and Oakam Ltd on 30 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
