Lydia vs Monese
Monese
Mobile app offers instant account access for border-crossing without reliance on banks
39 employees · est. 2015 · London, United Kingdom
Lydia is the older company (2013 vs 2015); Lydia is the larger of the two.
2 signals in the last 90 days
Side-by-Side Comparison
| Metric | Lydia | Monese |
|---|---|---|
| Founded | ||
| Founded | 2013 older | 2015 |
| Headquarters | ||
| Headquarters | Paris, France | London, United Kingdom |
| Employees | ||
| Employees | 412 larger | 39 |
| Industry | ||
| Industry | E-Commerce, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Series C | Not tracked yet |
| Total Funding | ||
| Total Funding | $238.10M | $190.17M |
| Funding Rounds | ||
| Funding Rounds | 7 | 13 |
| Services | ||
| Services | Bank Account Management, Investment Services, AI Financial Assistant, Online Payment Solutions, Automated Budgeting | mobile money account setup, international and local money transfers, spending and saving management, business and joint accounts, contactless debit card services |
| Target Customers | ||
| Target Customers | Individuals seeking simple banking solutions, Users interested in financial planning and budgeting, Customers preferring digital banking services, Frequent international travelers, Individuals wanting personalized financial advice | individuals without access to traditional banking, frequent travelers, foreign nationals, small business owners, individuals looking for better financial management tools |
| Taxonomy | ||
| Taxonomy | Mobile PaymentsDigital BankingFinTechCashless TransactionsMobile WalletContactless Payment +8 | Digital BankingMobile AppInstant Account AccessBorder-Crossing Financial SolutionsBanking AlternativeMulti-Currency Accounts +4 |
| Website | ||
| Website | lydia-app.com | monese.com |
About Lydia
Lydia is a mobile current account service based in Paris, France, offering digital banking solutions primarily for individuals seeking simple banking options, financial planning, and international travel conveniences. Founded in 2013, Lydia provides services such as bank account management, online...
About Monese
Monese is a fintech company that leverages mobile technology to provide a seamless banking experience without the traditional reliance on physical banks. Founded in 2015 and headquartered in the United Kingdom, the company primarily serves the Finance and Banking industries. Its slogan, "Mobile app...
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Compiled from the BounceWatch company index. We last looked at Lydia on 1 Oct 2026, and Monese on 13 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
