Monese

Mobile app offers instant account access for border-crossing without reliance on banks.

Founded 2015

London, United Kingdom 39 employees Total: $190.17M Finance, Financial Services +2

General Information

Company Name Monese

Founded Year 2015

Location

London, United Kingdom

Employees 39

Industries Finance, Financial Services, Fintech +1

Business Model B2C, D2C

Revenue Model Subscription, Transaction Fee, Service Fee

Social

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About Monese

Monese is a fintech company that leverages mobile technology to provide a seamless banking experience without the traditional reliance on physical banks. Founded in 2015 and headquartered in the United Kingdom, the company primarily serves the Finance and Banking industries. Its slogan, "Mobile app offers instant account access for border-crossing without reliance on banks," underscores its core mission of facilitating financial transactions for individuals on the move.

The company stands out by offering users the ability to open accounts instantly, which ensures uninterrupted access to their funds across different regions. This positions Monese as a vital service in today's increasingly globalized and mobile world.

The most recent investment in Monese occurred on 01 December 2025, amounting to £840.00K. Details regarding specific investors were not disclosed, but the substantial amount signals continued confidence in the company's innovative approach.

Business keywords: Digital Banking, Mobile App, Instant Account Access, Border-Crossing Financial Solutions, Banking Alternative, Multi-Currency Accounts, Financial Technology, Localized Banking Experience, Instant Banking Solutions, Mobile-Only Banking

Services & Products

mobile money account setup

international and local money transfers

spending and saving management

business and joint accounts

contactless debit card services

Target Customers

individuals without access to traditional banking frequent travelers foreign nationals small business owners individuals looking for better financial management tools

Pricing

as listed on Oct 22, 2026

Free plan · £2.95–14.95/month

Pay as you go: free
Everyday: £2.95/month
Cashback: £7.95/month
Premium: £14.95/month

Monese's pricing page

Funding Rounds & Investors (13)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Round	£840.00K	-		01 Dec 2025
Acquisition	Undisclosed	1	Pockit	01 Oct 2024
Late VC	Undisclosed	-		01 May 2024
Late VC	$35.00M	2	HSBC, HSBC Venture Capital Coverage Group	01 Sep 2022
Series C	$90.00M	1	Investec	01 Sep 2021
Support Program	Undisclosed	1	Tech Nation	01 Mar 2021
Late VC	£2.50M	1	Augmentum Fintech	01 Jun 2019
Series B	£46.00M	7	Augmentum Fintech, Kinnevik +5	01 Sep 2018
Support Program	Undisclosed	1	Tech Nation	01 Jan 2018
Series A	€12.90M	10	Anthemis Group, Tera Ventures +8	01 Jan 2017

View All 13 Funding Rounds

Latest News

View All

Top Swedish VC writes off investment in Walgreens backed VillageMD

Tech Oct 16, 2024

Labour Party recognises fintech as one of &quot;jewels in the UK PLC crown&quot;, says finte... — Tech

Labour Party recognises fintech as one of &quot;jewels in the UK PLC crown&quot;, says fintech VC fund boss

Tech Jun 25, 2024

Monese founder says “very pleased” he can focus on just challenger bank after “difficult” time runni... — Tech

Monese founder says “very pleased” he can focus on just challenger bank after “difficult” time running two businesses

Tech May 06, 2024

HSBC’s Zing has less than 20% of Wise’s monthly downloads - but CEO insists it’s ‘bang on plan’

Sifted Apr 16, 2024

Jagex changes hands in $1.1B deal, Xensam says goodbye to 'bootstrapped', and over €75M invested thi... — Tech

Jagex changes hands in $1.1B deal, Xensam says goodbye to 'bootstrapped', and over €75M invested this week

Tech Feb 09, 2024

Credit building fintech Wollit targets Series A funding round up to £8M

Tech Jan 23, 2024

Monese Alternatives & Competitors

View All Alternatives

Monese vs

Lydia France

Lydia is the new mobile current account.

Series C

412 employees

E-Commerce, Financial Services

Compare Monese vs Lydia

Monese vs

Banct United Kingdom

The UK’s leading Multi-currency account provider with 34+ currencies and ultra fast cross-border pay...

12 employees

Financial Services, Fintech

Compare Monese vs Banct

Monese vs

Currenxie Hong Kong S.a.r.

Global payments simplified

Series A

74 employees

Financial Services, Fintech

View all alternatives

FAQ About Monese

Mobile app offers instant account access for border-crossing without reliance on banks.

Monese was founded in 2015.

Monese is headquartered in London, United Kingdom.

Monese operates in Finance, Financial Services, Fintech and Banking. Its work centres on Digital Banking, Mobile App, Instant Account Access and Border-Crossing Financial Solutions. Its customers include individuals without access to traditional banking, frequent travelers and foreign nationals.

Monese has a B2C and D2C business model. Its revenue comes from Subscription, Transaction Fee and Service Fee.

As listed on Monese's pricing page on Oct 22, 2026: Free plan · £2.95–14.95/month (Pay as you go: free; Everyday: £2.95/month; Cashback: £7.95/month; Premium: £14.95/month).

Monese has approximately 39 employees.

Monese has completed 13 funding rounds, raising a total of $190.17M.

Monese offers: mobile money account setup, international and local money transfers, spending and saving management, business and joint accounts, contactless debit card services.

Top alternatives and competitors to Monese include Lydia, Banct, Currenxie, UPT Ödeme Hizmetleri ve Elektronik Para A.Ş., iCard. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Monese and Lydia are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Monese, https://bouncewatch.com/company/monese, updated 13 September 2026. When citing, please name BounceWatch and link this page.

Monese

General Information

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About Monese

Services & Products

Target Customers

Pricing

Funding Rounds & Investors (13)

Latest News

Monese Alternatives & Competitors

FAQ About Monese