Side-by-Side Comparison
| Metric | Nium | TerraPay |
|---|---|---|
| Founded | ||
| Founded | 2016 | 2014 older |
| Headquarters | ||
| Headquarters | San Francisco, United States | London, United Kingdom |
| Employees | ||
| Employees | 1102 larger | 741 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Series E | Acquired |
| Total Funding | ||
| Total Funding | $314.00M | $212.70M |
| Funding Rounds | ||
| Funding Rounds | 8 | 5 |
| Services | ||
| Services | Multi-Currency Accounts, Global Card Issuance, Global Payouts, Global FX, Stablecoin-backed Cards | Global Workforce Payouts, Media Payouts, Payment Cards Issuance, Account-Based Payments, Instant Payouts |
| Target Customers | ||
| Target Customers | Banks, Money Transfer Operators, Platforms & Enterprises, Marketplaces, Payroll Providers, Travel Agencies, Airlines, Hotels | Banks, Travel Companies, Money Transfer Operators, Digital Wallet Providers, Merchants |
| Taxonomy | ||
| Taxonomy | Real-Time Payments, Cross-Border Payments, Global Payments Infrastructure, Currency Conversion, Payout Network, Card Issuance, Payment APIs, Fintech Solutions, Banking Services, Digital Wallet Integration, Payment Vendors, Business Growth Acceleration, Travel Industry Payments, Marketplaces Payment Solutions | Cross-Border Payments, Mobile Wallet Network, Financial Inclusion, Interoperable Platforms, Foreign Exchange Management, Transaction Processing, Payment Network Integration, Remittance Services, Digital Wallets, Mobile Money Movement, Fund Settlement, Seamless Money Transfers, Open API Integration, Merchant Payments |
| Website | ||
| Website | nium.com | terrapay.com |
About Nium
Nium, founded in 2016, stands as the global leader in real-time, cross-border payments with its mission to deliver a future-proof global payments infrastructure today. The company is revolutionizing the way banks, fintechs, and businesses conduct international transactions through its infrastructure...
About TerraPay
TerraPay, founded in 2014, is a dynamic player in the Financial Services and Fintech industry, delivering Payments solutions that cater to global and local needs. Operating under the slogan, "Global payment solutions for your local payout needs," the company has established itself as a pivotal entit...
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Funding, hiring, leadership and stack changes at Nium and TerraPay — by email.
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Compiled from the BounceWatch company index. We last looked at Nium on 24 Aug 2026, and TerraPay on 9 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.