TerraPay

Global payment solutions for your local payout needs

Founded 2014

London, United Kingdom 713 employees Acquired Total: $212.70M Financial Services, Fintech +1

General Information

Company Name TerraPay

Founded Year 2014

Location

London, United Kingdom

Employees 713

Industries Financial Services, Fintech, Payments

Funding Stage Acquired

Business Model B2B, Embedded Finance, SaaS

Revenue Model Transaction Fee, Usage Based, Tiered Pricing

Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Homepage Update

Significant changes detected on company website (92.4% content change).

Event Participation Oct 01, 2026

TerraPay's Co-Founder & CBO Ani Sane spoke on two panels and Director - North America John Rodriguez moderated a panel at Sibos 2026 in Miami.

Major Customer Win Sep 30, 2026

TerraPay has secured Terrabank, a member of Grupo Promerica, as a customer, providing access to its global cross-border payment network in 150+ countries.

Actively Hiring Sep 28, 2026

Hiring for 10 positions in the last 30 days.

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AI Insight

Bounce Watch AI

3 weeks ago

TerraPay is demonstrating robust expansion and strategic alignment, evidenced by significant debt financing rounds totaling $175M in just over a year, alongside a strong focus on enhancing payment interoperability. The recent launch of Xend, a wallet interoperability network, and recognition as the 'Best Payment Interoperability Platform' underscore its commitment to creating a borderless financial world. This proactive development, supported by continuous investment and a significant website overhaul, positions TerraPay for amplified global reach in real-time cross-border payments.

Signal Types

Funding Product Launch Partnership Recognition Hiring Website Update

Strategic Labels

Global Network Expansion Payment Interoperability Fintech Infrastructure

Next Move: Expansion

Impact: 9/10

Ideal For: Fintech Growth Equity — Global Payments

About TerraPay

TerraPay simplifies global money movement by providing payment solutions to diverse financial players such as banks, digital wallets, and fintech platforms. Based in London, United Kingdom, the company operates globally, connecting partners to an extensive network of mobile wallets, bank accounts, and cards across 156+ countries.

Founded in 2014, TerraPay offers services including cross-border money movement and real-time payment deliveries. It serves money transfer organizations, financial institutions, and digital wallet providers, among others. Operating on a B2B and SaaS business model, TerraPay generates revenue through transaction fees, usage-based pricing, and tiered pricing.

Business keywords: global payment solutions, cross-border payments, mobile wallets, payment processing, regulatory compliance, financial interoperability, real-time payments, money transfer operators, banking solutions, digital wallets, payment network integration, foreign exchange management, fund settlement, platform-agnostic integration

Services & Products

Cross-Border Money Movement

Payment Network Integration

Swift Connectivity

Real-Time Payment Deliveries

Merchant Services

Target Customers

Money Transfer Organizations Banks and Financial Institutions Digital Wallet Providers Platforms and Marketplaces Sellers and Gig Workers

Funding Rounds & Investors (5)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Debt Financing	$95.00M	2	International Finance Corporation, British International Investment	01 Jul 2024
Debt Financing	$80.00M	1	Visa	01 May 2023
Debt Financing	$20.00M	1	Enable Ventures	01 Feb 2021
Acquisition	$9.60M	3	Prime Ventures, International Finance Corporation +1	01 Mar 2020
Series A	$8.10M	1	International Finance Corporation	01 Jul 2019

Latest News

View All

Terrabank Selects TerraPay to Power Cross-Border Pay-to-Account and Digital Wallet Transactions via the Mozrt SmartRails™ Platform

Citybiz Sep 30, 2026

Terrabank connects TerraPay to Mozrt SmartRails in cross-border payments upgrade

FinTech Futures Sep 30, 2026

TerraPay and Mozrt to Support Terrabank’s Cross-Border Payments

FintechNews CH Sep 30, 2026

Terrabank partners TerraPay & Mozrt on global payments

Ecommercenews.com.au Sep 30, 2026

Terrabank partners with TerraPay

The Paypers Sep 29, 2026

TerraPay Revenue 2023: $88.6M Est. ARR

GetLatka Sep 10, 2026

TerraPay Alternatives & Competitors

View All Alternatives

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FAQ About TerraPay

Global payment solutions for your local payout needs

TerraPay was founded in 2014.

TerraPay is headquartered in London, United Kingdom.

TerraPay operates in Financial Services, Fintech and Payments. Its work centres on global payment solutions, cross-border payments, mobile wallets and payment processing. Its customers include Money Transfer Organizations, Banks and Financial Institutions and Digital Wallet Providers.

TerraPay has a B2B, Embedded Finance and SaaS business model. Its revenue comes from Transaction Fee, Usage Based and Tiered Pricing.

TerraPay has approximately 713 employees.

TerraPay has completed 5 funding rounds, raising a total of $212.70M. The latest funding stage is Acquired.

TerraPay offers: Cross-Border Money Movement, Payment Network Integration, Swift Connectivity, Real-Time Payment Deliveries, Merchant Services.

Top alternatives and competitors to TerraPay include PAL, Keyrails, Peratera, Duplo, onafriq. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

TerraPay and PAL are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for TerraPay, https://bouncewatch.com/company/terrapay, updated 4 October 2026. When citing, please name BounceWatch and link this page.

TerraPay

General Information

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AI Insight

About TerraPay

Services & Products

Target Customers

Funding Rounds & Investors (5)

Latest News

TerraPay Alternatives & Competitors

FAQ About TerraPay