Nium

Nium provides real-time, cross-border payments infrastructure for banks, fintechs, and businesses, enabling the movement of funds instantly across borders. The company is co-headquartered in San Francisco, United States, and Singapore.

Founded in 2016, Nium offers services such as cross-border payouts, stablecoin and fiat payouts, physical and virtual card issuance, and multi-currency transactions. It caters to a diverse range of clients including banks, fintechs, and travel industries. Operating on a B2B model, Nium generates revenue through transaction fees, usage-based charges, and service fees. It supports payments in over 100 currencies and holds regulatory licenses in more than 40 countries.