Open Payments vs Token.io
Token.io
The leading Pay by Bank infrastructure for banks, payment companies and platforms in the UK and Europe
101 employees · est. 2015 · London, United Kingdom
Token.io is the older company (2017 vs 2015); Token.io is the larger of the two.
Side-by-Side Comparison
| Metric | Open Payments | Token.io |
|---|---|---|
| Founded | ||
| Founded | 2017 | 2015 older |
| Headquarters | ||
| Headquarters | Stockholm, Sweden | London, United Kingdom |
| Employees | ||
| Employees | 25 | 101 larger |
| Industry | ||
| Industry | API, Fintech, Payments | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Growth | Venture round |
| Total Funding | ||
| Total Funding | $10.30M | $90.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 6 |
| Services | ||
| Services | Unified API for Banking Services, Payments Initiation, Accounts Data Management, Cross-Border and Domestic Payments, Integrated AML Monitoring | Industry-leading Pay by Bank solutions, One-click, recurring and automated bank payments, Real-time payouts and withdrawals, Data solutions for smarter payments |
| Target Customers | ||
| Target Customers | Business Systems, Enterprise Clients, Developers, Financial Service Providers | Banks, Merchants, Fintech companies, Ecommerce platforms, Crypto platforms, iGaming companies |
| Taxonomy | ||
| Taxonomy | B2B PaymentsOpen BankingFinancial Management Systems IntegrationAPI AggregationBank API NetworksPSD2 Compliance +9 | Pay By BankOpen BankingA2A PaymentsPayment InfrastructureAPI ConnectivityPayment Initiation +8 |
| Website | ||
| Website | openpayments.io | token.io |
About Open Payments
Open Payments, founded in 2017, is a Swedish startup positioned at the nexus of API, Fintech, Payments, and Banking industries. Their slogan, "Simplifying B2B payments," underscores their mission to revolutionize financial operations through an embedded open banking solution. This platform seamlessl...
About Token.io
Token.io, founded in 2015, stands at the forefront of Pay by Bank infrastructure, serving as a critical bridge for banks, payment companies, and platforms across the UK and Europe. The company's infrastructure offers an unparalleled opportunity for clients to enhance revenue streams, reduce operatio...
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Compiled from the BounceWatch company index. We last looked at Open Payments on 3 Apr 2026, and Token.io on 19 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
