OppFi vs Upgrade, Inc.
OppFi
Tech-enabled mission-driven specialty finance platform broadening the reach of community banks to extend credit access
447 employees · est. 2009 · Chicago, United States
Upgrade, Inc.
Improving access to affordable responsible credit since 2017
1595 employees · est. 2016 · San Francisco, United States
OppFi is the older company (2009 vs 2016); Upgrade, Inc. is the larger of the two.
Side-by-Side Comparison
| Metric | OppFi | Upgrade, Inc. |
|---|---|---|
| Founded | ||
| Founded | 2009 older | 2016 |
| Headquarters | ||
| Headquarters | Chicago, United States | San Francisco, United States |
| Employees | ||
| Employees | 447 | 1595 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Information Technology | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Post-IPO Debt | Series F |
| Total Funding | ||
| Total Funding | $450.00M | $587.00M |
| Funding Rounds | ||
| Funding Rounds | 3 | 7 |
| Services | ||
| Services | Not tracked yet | Personal Loans, Credit Card Services, Buy Now Pay Later, Credit Monitoring, Checking and Savings Accounts, Auto Loan and Refinancing, Cash Back Reward Programs |
| Target Customers | ||
| Target Customers | Not tracked yet | Individual Borrowers, Consumers in need of Debt Consolidation, Homeowners seeking Home Improvement Financing, Credit Card Users, People interested in Buy Now Pay Later options, Bank Account Holders |
| Taxonomy | ||
| Taxonomy | Specialty FinanceMission-drivenCredit AccessResponsible LendingFinancial InclusionTech-enabled Platform +6 | FinTechNeobankPersonal LoansConsumer CreditCredit MonitoringCredit Cards +9 |
| Website | ||
| Website | OppFi.com | upgrade.com |
About OppFi
OppFi is a tech-enabled, mission-driven specialty finance platform that aims to expand the reach of community banks to provide credit access to everyday Americans. The company focuses on offering best-in-class customer service, transparency, responsible lending, and financial inclusion to support co...
About Upgrade, Inc.
Upgrade, Inc. is based in San Francisco, United States, and operates within the finance and fintech industries. The company provides a range of financial services to individual borrowers and consumers, focusing on personal loans, credit card services, and mobile banking solutions. Founded in 2016,...
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Compiled from the BounceWatch company index. We last looked at OppFi on 12 Sep 2024, and Upgrade, Inc. on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
