Ramp vs Zemo
Ramp
The AI finance platform that saves businesses time and money. Trusted by 85,000+ teams
2900 employees · est. 2019 · New York, United States
Zemo
All-in-One Expense Management for Growing Businesses. Offering Corporate Cards and Working Capital
12 employees · est. 2020 · Nairobi, Kenya
Ramp is the older company (2019 vs 2020); Ramp is the larger of the two.
Side-by-Side Comparison
| Metric | Ramp | Zemo |
|---|---|---|
| Founded | ||
| Founded | 2019 older | 2020 |
| Headquarters | ||
| Headquarters | New York, United States | Nairobi, Kenya |
| Employees | ||
| Employees | 2900 larger | 12 |
| Industry | ||
| Industry | Fintech | Financial Services, Fintech, Waste Solution |
| Funding Stage | ||
| Funding Stage | Growth | Seed |
| Total Funding | ||
| Total Funding | $4.68B | $20.00K |
| Funding Rounds | ||
| Funding Rounds | 15 | 1 |
| Services | ||
| Services | AI-Powered Spend Management, Corporate Card Issuance, Expense Management Automation, Procure-to-Pay Solutions, Real-time Financial Reporting, Account Reimbursements, Budget Management, Vendor and Spend Management | Real-time Expense Tracking, Payroll Management, Spend Analytics, Smart Reporting Solutions |
| Target Customers | ||
| Target Customers | Startups, Small Businesses, Mid-Market Companies, Enterprise-Level Organizations, Finance Teams, CFOs and Financial Executives, Accountants and Controllers | Startups, Small Businesses, Growing Businesses, Finance Teams |
| Taxonomy | ||
| Taxonomy | AI Finance PlatformCorporate CardsExpense ManagementBill PaymentsAccounting AutomationProcurement Solutions +9 | Corporate Expense ManagementFinancial TechnologySpend ManagementCashflow ManagementCorporate CardsExpense Reports Automation +7 |
| Website | ||
| Website | ramp.com | zemocard.com |
About Ramp
Ramp is an all-in-one financial operations platform based in New York, United States, designed to save businesses time and money. The company serves a wide range of clients, including startups, small businesses, mid-market companies, and enterprise-level organizations. Founded in 2019, Ramp offers...
About Zemo
Zemo is revolutionizing financial management for businesses with its comprehensive slogan, "All-in-One Expense Management for Growing Businesses." Founded in 2020, this Kenyan startup is forging a path in Financial Services, Fintech, and Waste Solution sectors. At its core, Zemo is a financial solu...
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Compiled from the BounceWatch company index. We last looked at Ramp on 26 Oct 2026, and Zemo on 6 Oct 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
