SoFi vs Splash Financial

SoFi logo

SoFi

SoFi helps you save, spend, earn, borrow, invest, and protect your money–all in one app. NMLS 1121636

6847 employees · est. 2011 · San Francisco, United States

VS
Splash Financial logo

Splash Financial

Our mission: Make people more powerful than their debt. NMLS #1630038

121 employees · est. 2015 · Cleveland, United States

SoFi is the older company (2011 vs 2015); SoFi is the larger of the two.

Side-by-Side Comparison

SoFi Splash Financial
Founded
2011 older 2015
Headquarters
San Francisco, United States Cleveland, United States
Employees
6847 larger 121
Industry
Education, Fintech, Banking Education, Financial Services, Fintech
Funding Stage
IPO Series B
Total Funding
$15.61B $60.90M
Funding Rounds
22 3
Services
Banking products including checking and savings accounts, Loan offerings including personal, student, and mortgage loans, Investment services including self-directed and robo investing, Insurance products encompassing auto, life, and home insurance, Credit cards and credit score monitoring services Not tracked yet
Target Customers
Individual and business banking customers, Students looking to refinance student loans, Home buyers and homeowners, Investors interested in traditional investments and cryptocurrencies, Individuals seeking financial planning and budgeting tools Not tracked yet
Taxonomy
Financial IndependenceLending ServicesWealth ManagementPersonal LoansMortgage RefinancingStudent Loan Refinancing +9 FinTechLoan RefinancingAutomated UnderwritingVenture CapitalCredit UnionsBanking +7
Website
sofi.com SplashFinancial.com
SoFi logo

About SoFi

SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industries. Founded in 2011, SoFi offers a range of services including banking products, diverse loan offer...

Splash Financial logo

About Splash Financial

Splash Financial is a fintech startup founded in 2015 with a mission to help individuals become more powerful than their debt. The company's unique hybrid marketplace model leverages the power of automated underwriting to connect borrowers with lenders across the United States, including small banks...

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Frequently Asked Questions

SoFi was founded in 2011, based in San Francisco, United States, with 6,847 employees. SoFi is a company based in San Francisco, United States, specializing in financial products and services for individuals and businesses. It operates within the education, fintech, and banking industri. Splash Financial was founded in 2015, based in Cleveland, United States, with 121 employees. Splash Financial is a fintech startup founded in 2015 with a mission to help individuals become more powerful than their debt. The company's unique hybrid marketplace model leverages the power of auto.
SoFi has raised $15.61B and Splash Financial $60.90M. Latest stage: SoFi IPO, Splash Financial Series B.
Both work in Education and Fintech and list personal loans among their focus areas.

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Compiled from the BounceWatch company index. We last looked at SoFi on 6 Oct 2026, and Splash Financial on 11 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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