The Credit Thing vs Zolve
The Credit Thing
A challenger in the UK credit market. Join the credit revolution!
4 employees · est. 2018 · Epsom, United Kingdom
The Credit Thing is the older company (2018 vs 2020); Zolve is the larger of the two.
Side-by-Side Comparison
| Metric | The Credit Thing | Zolve |
|---|---|---|
| Founded | ||
| Founded | 2018 older | 2020 |
| Headquarters | ||
| Headquarters | Epsom, United Kingdom | New York, United States |
| Employees | ||
| Employees | 4 | 294 larger |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Financial Services, Fintech, Banking |
| Funding Stage | ||
| Funding Stage | Seed | Debt Financing |
| Total Funding | ||
| Total Funding | $4.80M | $3.12B |
| Funding Rounds | ||
| Funding Rounds | 3 | 3 |
| Services | ||
| Services | providing credit card and e-money services | Banking Services, Credit Card Issuance, Insurance Facilitation, Loan Connection Services, Visa Support, Scholarship Assistance, Connectivity Services |
| Target Customers | ||
| Target Customers | consumers using credit cards and e-money accounts | International Students, US Immigrants, Travelers, Expats, General Consumers Needing Financial Services |
| Taxonomy | ||
| Taxonomy | Challenger BankNeobankCredit CardOpen BankingCredit RevolutionFinancial Inclusion +3 | Cross-border BankingNeobankFinancial InclusionCredit Building ProductsDigital BankingMoney Transfers +9 |
| Website | ||
| Website | thecreditthing.com | zolve.com |
About The Credit Thing
The Credit Thing, founded in 2018, is a promising fintech startup in the United Kingdom that aims to disrupt the traditional credit market. With its unique hybrid model combining features of a neobank, e-money account, and credit card, this company is carving a niche in the Financial Services sector...
About Zolve
Zolve, branded as the "World's first cross-border Neobank", is an innovative financial services startup founded in 2020. Based in the United States, it aims to revolutionize banking for the globally mobile, making financial products accessible from anywhere in the world. True to its mission, Zolve...
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Compiled from the BounceWatch company index. We last looked at The Credit Thing on 3 Jul 2025, and Zolve on 5 Dec 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
