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Affirm logo — We create honest financial products that improve lives.

Affirm

We create honest financial products that improve lives.

Founded 2012 United States San Francisco, United States 3213 employees IPO Total: $5.40B Financial Services, Fintech +2

General Information

Company Name Affirm
Founded Year 2012
Location United States San Francisco, United States
Employees 3213
Industries Financial Services, Fintech, Lending and Investments +1
Funding Stage IPO
Business Model B2C, Embedded Finance, B2B2C
Revenue Model Transaction Fee, Service Fee, Usage Based
Social

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About Affirm

Affirm, founded in 2012 and headquartered in the United States, operates at the forefront of the Financial Services and Fintech sectors, specifically focusing on Lending and Investments as well as Payments. With the slogan "We create honest financial products that improve lives," Affirm leverages cutting-edge technology to disrupt traditional financial services and offers consumers simple, transparent product options.

The company maintains a strong commitment to remote work, with offices in major global cities like Chicago, New York City, and San Francisco, amongst others. This approach not only aids talent acquisition but has become integral to their operational strategy.

Their most recent financing came in the form of a Post IPO Debt investment from New York Life on 01 October 2025, showing continued investor confidence in their growth trajectory. Affirm's value proposition lies in its innovative approach to financial technology and its potential to further scale within the global markets.

Business keywords: installment loans, point of sale, consumer empowerment, credit alternatives, transparent payments, merchant partnerships, retail finance, interest-free payments, remote-first company, engineering, operations, fintech innovation, digital finance

Services & Products

Installment Payment Plans
Affirm Card Services
Affirm Money Account
Virtual Card Issuance

Target Customers

Shoppers Retail Businesses Developers

Funding Rounds & Investors (16)

View All
Funding Stage Amount Investors Lead Investors Date
Post-IPO Debt $675.00M -
01 Jun 2026
Post-IPO Debt Undisclosed 1
New York Life
New York Life
01 Oct 2025
Post-IPO Debt Undisclosed 1
PGIM Fixed Income
01 Jun 2025
Post IPO Convertible $1.50B -
01 Nov 2021
Post-IPO Debt $500.00M 1
Global Capital Management
Global Capital Management
01 Aug 2021
IPO $1.20B -
01 Jan 2021
Series G $500.00M 8
Founders Fund Lightspeed Venture Partners GIC
Founders Fund, Lightspeed Venture Partners +6
01 Sep 2020
Series F $300.00M 12
Founders Fund Lightspeed Venture Partners GIC
Founders Fund, Lightspeed Venture Partners +10
01 Apr 2019
Secondary Market Undisclosed 1
ESO Fund
ESO Fund
01 Apr 2018
Series E $200.00M 7
Founders Fund Lightspeed Venture Partners Caffeinated Capital
Founders Fund, Lightspeed Venture Partners +5
01 Dec 2017

View All 16 Funding Rounds

Latest News

View All
Jim Cramer says investors are too focused on AI stocks. Here’s where he says to look instead — Cnbc
Jim Cramer says investors are too focused on AI stocks. Here’s where he says to look instead
Cnbc Sep 08, 2026
Here’s How Much San Francisco Tech Companies Pay for Police Protection — Wired
Here’s How Much San Francisco Tech Companies Pay for Police Protection
Wired Apr 27, 2026
Kaaj raises $3.8 million in seed funding led by Kindred Ventures — Marcamoney.com
Kaaj raises $3.8 million in seed funding led by Kindred Ventures
Marcamoney.com Nov 24, 2025
Payoneer and Stripe Partner to Deliver Enhanced Online Checkout Experience for SMBs from Around the... — Prnewswire.com
Payoneer and Stripe Partner to Deliver Enhanced Online Checkout Experience for SMBs from Around the Globe
Prnewswire.com Nov 23, 2025
Klarna CEO says a European tech brain drain is ‘number one risk’ for company ahead of IPO — Cnbc
Klarna CEO says a European tech brain drain is ‘number one risk’ for company ahead of IPO
Cnbc Nov 23, 2025
Kaaj Nets $3.8 Mn To Automate Small Business Lending — Inc42.com
Kaaj Nets $3.8 Mn To Automate Small Business Lending
Inc42.com Nov 20, 2025

Affirm Alternatives & Competitors

View All Alternatives
Affirm vs
Splitit
Splitit United States

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Install...

IPO
80 employees
Finance, Financial Services
Compare Affirm vs Splitit
Affirm vs
Mild
Mild United States

Mild is a financial technology services company that offers installment loans to consumers at the po...

2-10 employees
Financial Services, Fintech
Compare Affirm vs Mild
Affirm vs
Billease
Billease Philippines

On-demand consumer credit and buy now, pay later app

Series C
369 employees
Finance, Financial Services
Also compare with: Affirm vs Sezzle Sezzle Affirm vs MobiKwik MobiKwik View all alternatives

FAQ About Affirm

We create honest financial products that improve lives.
Affirm was founded in 2012.
Affirm is headquartered in San Francisco, United States.
Affirm operates in Financial Services, Fintech, Lending and Investments and Payments. Its work centres on installment loans, point of sale, consumer empowerment and credit alternatives. Its customers include Shoppers, Retail Businesses and Developers.
Affirm has a B2C, Embedded Finance and B2B2C business model. Its revenue comes from Transaction Fee, Service Fee and Usage Based.
Affirm has approximately 3213 employees.
Affirm has completed 16 funding rounds, raising a total of $5.40B. The latest funding stage is IPO.
Affirm offers: Installment Payment Plans, Affirm Card Services, Affirm Money Account, Virtual Card Issuance.
Top alternatives and competitors to Affirm include Splitit, Mild, Billease, Zip Co, Solfy. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Affirm and Splitit are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Affirm, https://bouncewatch.com/company/affirm, updated 7 September 2026. When citing, please name BounceWatch and link this page.

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