Singapore
Atome, founded in 2019, is a prominent player in the AI, E-Commerce, Financial Services, Fintech, Mobile, Payments, Marketing sectors, headquartered in Singapore. Part of the Advance Intelligence Group, it serves as Southeast Asia's leading embedded financing and digital financial services platform, with a strong focus on "buy now, pay later" solutions.
Backed by esteemed investors such as the Softbank Vision Fund 2, Warburg Pincus, Northstar Group, Standard Chartered Bank, and EDBI, the company has raised over USD 700 million in funding, maintaining capital in excess of USD 1 billion to support its extensive credit book. The company's last investment was a USD 48 million debt financing round from Maya Capital in September 2025.
Serving over 500 enterprise clients, 235,000 merchants, and 40 million consumers, Atome has disbursed more than USD 4 billion in loans. Partnering with over 15,000 retailers, it empowers consumers with flexible payment options across diverse sectors, aiming to facilitate smarter financial access for the unbanked and underbanked populations in the ASEAN region.
