Atome vs Scalapay
Atome
Southeast Asia's leading embedded financing and digital financial services platform
834 employees · est. 2019 · Singapore, Singapore
Scalapay
Take your time to enjoy, take your time to pay | Buy Now, Pay Later
256 employees · est. 2019 · Ireland
Atome is the larger of the two.
Side-by-Side Comparison
| Metric | Atome | Scalapay |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2019 |
| Headquarters | ||
| Headquarters | Singapore, Singapore | Ireland |
| Employees | ||
| Employees | 834 larger | 256 |
| Industry | ||
| Industry | AI, E-Commerce, Financial Services | Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Series B |
| Total Funding | ||
| Total Funding | $2.87B | $435.00M |
| Funding Rounds | ||
| Funding Rounds | 11 | 5 |
| Services | ||
| Services | Three Installment Payment Plan, Interest-Free Shopping, Retailer Partnerships, Atome+ Rewards Program, Mobile App Shopping Experience | Enable interest-free payment options for shoppers, Increase merchant sales through payment flexibility, Simple and quick checkout integration, Customer and merchant support services |
| Target Customers | ||
| Target Customers | Shoppers, Retailers, Developers | Individual shoppers looking for flexible payment options, Merchants wanting to offer alternative payment solutions, Retailers interested in increasing conversion rates, Online store owners seeking payment gateway services |
| Taxonomy | ||
| Taxonomy | Embedded FinancingDigital Financial ServicesBuy Now Pay LaterConsumer FinanceRetail PartnershipsCredit Access +7 | Buy Now Pay LaterInterest-Free InstallmentsFinancial TechnologyE-commerce SolutionsRetail Payment ServicesPayment Solutions +7 |
| Website | ||
| Website | atome.sg | scalapay.com |
About Atome
Atome, founded in 2019, is a prominent player in the AI, E-Commerce, Financial Services, Fintech, Mobile, Payments, Marketing sectors, headquartered in Singapore. Part of the Advance Intelligence Group, it serves as Southeast Asia's leading embedded financing and digital financial services platform,...
About Scalapay
Scalapay, founded in 2019 and headquartered in Ireland, is making waves in the Fintech and Payments industries with its innovative Buy Now, Pay Later service. The company’s slogan, "Take your time to enjoy, take your time to pay," encapsulates its customer-centric approach, allowing purchases to be...
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Compiled from the BounceWatch company index. We last looked at Atome on 31 Oct 2026, and Scalapay on 8 Jun 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.