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Atome vs Scalapay

Atome logo

Atome

Southeast Asia's leading embedded financing and digital financial services platform

834 employees · est. 2019 · Singapore, Singapore

VS
Scalapay logo

Scalapay

Take your time to enjoy, take your time to pay | Buy Now, Pay Later

256 employees · est. 2019 · Ireland

Atome is the larger of the two.

Side-by-Side Comparison

Atome Scalapay
Founded
2019 2019
Headquarters
Singapore, Singapore Ireland
Employees
834 larger 256
Industry
AI, E-Commerce, Financial Services Fintech, Payments
Funding Stage
Not tracked yet Series B
Total Funding
$2.87B $435.00M
Funding Rounds
11 5
Services
Three Installment Payment Plan, Interest-Free Shopping, Retailer Partnerships, Atome+ Rewards Program, Mobile App Shopping Experience Enable interest-free payment options for shoppers, Increase merchant sales through payment flexibility, Simple and quick checkout integration, Customer and merchant support services
Target Customers
Shoppers, Retailers, Developers Individual shoppers looking for flexible payment options, Merchants wanting to offer alternative payment solutions, Retailers interested in increasing conversion rates, Online store owners seeking payment gateway services
Taxonomy
Embedded FinancingDigital Financial ServicesBuy Now Pay LaterConsumer FinanceRetail PartnershipsCredit Access +7 Buy Now Pay LaterInterest-Free InstallmentsFinancial TechnologyE-commerce SolutionsRetail Payment ServicesPayment Solutions +7
Website
atome.sg scalapay.com
Atome logo

About Atome

Atome, founded in 2019, is a prominent player in the AI, E-Commerce, Financial Services, Fintech, Mobile, Payments, Marketing sectors, headquartered in Singapore. Part of the Advance Intelligence Group, it serves as Southeast Asia's leading embedded financing and digital financial services platform,...

Scalapay logo

About Scalapay

Scalapay, founded in 2019 and headquartered in Ireland, is making waves in the Fintech and Payments industries with its innovative Buy Now, Pay Later service. The company’s slogan, "Take your time to enjoy, take your time to pay," encapsulates its customer-centric approach, allowing purchases to be...

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Frequently Asked Questions

Atome was founded in 2019, based in Singapore, Singapore, with 834 employees. Atome, founded in 2019, is a prominent player in the AI, E-Commerce, Financial Services, Fintech, Mobile, Payments, Marketing sectors, headquartered in Singapore. Part of the Advance Intelligence Grou. Scalapay was founded in 2019, based in Ireland, with 256 employees. Scalapay, founded in 2019 and headquartered in Ireland, is making waves in the Fintech and Payments industries with its innovative Buy Now, Pay Later service. The company’s slogan, "Take your time to.
Atome has raised $2.87B and Scalapay $435.00M. Latest stage: Scalapay Series B.
Both work in Fintech and Payments and list buy now pay later, consumer finance and payment flexibility among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Atome on 31 Oct 2026, and Scalapay on 8 Jun 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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