Creditspring logo — Award-winning financial membership.
Join the lending revolut...

Creditspring

Award-winning financial membership. Join the lending revolution.

Founded 2016 United Kingdom London, United Kingdom 125 employees Equity Crowdfunding Total: $71.63M Finance, Financial Services +1

General Information

Company Name Creditspring
Founded Year 2016
Location United Kingdom London, United Kingdom
Employees 125
Industries Finance, Financial Services, Fintech
Funding Stage Equity Crowdfunding
Business Model B2C, D2C, Platform
Revenue Model Subscription, Membership, Tiered Pricing
Offices as of Sep 2026
London, United Kingdom
Social

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About Creditspring

Creditspring, founded in 2016, is redefining the financial landscape with its innovative slogan: "Award-winning financial membership. Join the lending revolution." As a Fintech company headquartered in the United Kingdom, it operates within the Finance and Financial Services industries, offering a pioneering approach to credit through subscription finance.

This model simplifies access to credit by allowing members to pay a fixed monthly fee for up to two no-interest loans annually, eliminating confusing APRs and hidden charges, and minimizing the risk of escalating debt. Beyond loans, it provides tools and tips to enhance financial stability for users.

Creditspring has gained significant recognition, being honored as a finalist in the Nesta Challenges’ Open Up 2020 Challenge, awarded Best Consumer Credit Product at the Credit Awards 2024, and acknowledged as Responsible Lender of the Year at the Credit & Collections Industry Awards 2024. Additionally, it was ranked 12th in The Sunday Times 100 Tech 2025.

The company's growth is backed by a noteworthy £8.06M in funding via Equity Crowdfunding as of July 19, 2022. This positions Creditspring as a robust contender in the fintech sector, primed for scaling and innovations in financial services.

Business keywords: Subscription Finance, Financial Membership, FCA-Regulated, Responsible Lending, Interest-Free Loans, Credit Access, Financial Education, Credit Building, Debt Spiral Prevention, Transparent Lending, Consumer Credit, Fintech Innovation, Financial Stability Tools, Risk-Free Borrowing, Startup Growth

Services & Products

No-interest personal loans
Membership plans with fixed fees
Credit score improvement assistance
Financial management resources

Target Customers

Individuals with bad credit Individuals seeking credit score improvement Consumers in need of short-term financial assistance Members looking for transparent loan solutions

Funding Rounds & Investors (8)

View All
Funding Stage Amount Investors Lead Investors Date
Equity Crowdfunding £8.06M -
19 Jul 2022
Venture Round £48.00M -
23 May 2022
Seed Round £4.90M -
01 Nov 2020
Seed Round £1.00M -
01 Feb 2020
Seed Round £300.00K -
01 Feb 2020
Debt Financing £5.80M -
01 Dec 2019
Equity Crowdfunding £1.57M -
11 Sep 2019
Seed Round £2.00M -
12 Dec 2017

Creditspring Alternatives & Competitors

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Creditspring vs
Plend | B Corp
Plend | B Corp United Kingdom

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Creditspring vs
Perpay Inc.
Perpay Inc. United States

We’re on a mission to build inclusive financial solutions that expand economic access.

107 employees
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Creditspring vs
Lendable
Lendable United Kingdom

Building the world's best technology to help people get credit and save money.

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685 employees
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FAQ About Creditspring

Award-winning financial membership. Join the lending revolution.
Creditspring was founded in 2016.
Creditspring is headquartered in London, United Kingdom.
Creditspring operates in Finance, Financial Services and Fintech. Its work centres on Subscription Finance, Financial Membership, FCA-Regulated and Responsible Lending. Its customers include Individuals with bad credit, Individuals seeking credit score improvement and Consumers in need of short-term financial assistance.
Creditspring has a B2C, D2C and Platform business model. Its revenue comes from Subscription, Membership and Tiered Pricing.
Creditspring has approximately 125 employees.
Creditspring has completed 8 funding rounds, raising a total of $71.63M. The latest funding stage is Equity Crowdfunding.
Creditspring offers: No-interest personal loans, Membership plans with fixed fees, Credit score improvement assistance, Financial management resources.
Top alternatives and competitors to Creditspring include Plend | B Corp, Perpay Inc., Lendable, Possible, Credit Fair-E. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Creditspring and Plend | B Corp are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Creditspring, https://bouncewatch.com/company/creditspring, updated 26 September 2026. When citing, please name BounceWatch and link this page.

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