Fintonic logo — Spain’s preferred platform to unlock the best loans, build y...

Fintonic

Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions

Founded 2011 Spain Spain 104 employees Total: $60.20M Big Data, Finance +6

General Information

Company Name Fintonic
Founded Year 2011
Location Spain Spain
Founders / Decision Makers
Team member Team member
Employees 104
Industries Big Data, Finance, Financial Services +5
Business Model B2C, Marketplace, Platform
Revenue Model Commission, Data Monetization, Advertising
Social

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About Fintonic

Fintonic is a leading fintech company based in Spain, established in 2011. Its mission is encapsulated in its slogan: “Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions.”

With a decade of experience, Fintonic leverages advanced AI and deep-tech solutions to provide unparalleled access to credit and a robust analysis of individuals' credit risk. As the first fintech regulated under PSD2 for payment services and open banking aggregation, it commands a significant presence as a credit marketplace, personal finance manager, and consumer analytics platform.

'Fintonic''s platform serves over half a million active users and has managed more than €600 million in loans. The company is ambitiously aiming to set new standards in credit scoring and consumer finance. The latest funding was a Convertible Note investment led by ING Ventures in October 2020, underscoring the trust in its potential to empower individuals with fair credit access.

Business keywords: Credit Scoring, Deep Tech, Open Banking, Personal Finance Management, Consumer Analytics, Credit Marketplace, Payment Services, Loans Management, Insurance Products, Investment Products, Mobile Banking, Data Aggregation, Financial Technology

Services & Products

Loan Brokerage and Intermediation
Credit Scoring and Evaluation
Financial Account Aggregation
Budget and Expense Alerts
Insurance Savings and Offers

Target Customers

Individuals seeking personal loans Users looking for financial planning tools Customers interested in credit score improvement People wanting to save on insurance Tech-savvy individuals preferring online financial services

Funding Rounds & Investors (8)

View All
Funding Stage Amount Investors Lead Investors Date
Debt Financing €5.00M 2
ING Ventures, SquareOne Capital
01 Jun 2023
Late VC €10.00M 2
ING Ventures, PSN
01 Oct 2020
Series C €19.00M 2
ING Ventures, PSN
01 Apr 2019
Round Undisclosed 1
SquareOne Capital
01 Jan 2018
Series B €25.00M 4
Inception Capital, ING Ventures +2
01 Jun 2017
Media For Equity Undisclosed 1
Atresmedia
01 Jan 2015
Series A Undisclosed 3
Inception Capital, Onza Capital +1
01 Jan 2014
Seed €1.20M 2
Inception Capital, financial
01 Nov 2012

Fintonic Alternatives & Competitors

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FAQ About Fintonic

Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions
Fintonic was founded in 2011.
Fintonic is headquartered in Spain.
Fintonic operates in Big Data, Finance, Financial Services, Fintech, Insurance, Lending and Investments, Mobile and Banking. Its work centres on Credit Scoring, Deep Tech, Open Banking and Personal Finance Management. Its customers include Individuals seeking personal loans, Users looking for financial planning tools and Customers interested in credit score improvement.
Fintonic has a B2C, Marketplace and Platform business model. Its revenue comes from Commission, Data Monetization and Advertising.
Fintonic has approximately 104 employees.
Fintonic has completed 8 funding rounds, raising a total of $60.20M.
Fintonic offers: Loan Brokerage and Intermediation, Credit Scoring and Evaluation, Financial Account Aggregation, Budget and Expense Alerts, Insurance Savings and Offers.
Top alternatives and competitors to Fintonic include Avant, Plend | B Corp, Snoop, Current, FairMoney. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Fintonic and Avant are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Fintonic, https://bouncewatch.com/company/fintonic, updated 1 April 2026. When citing, please name BounceWatch and link this page.

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