Fintonic

Fintonic is a leading fintech company based in Spain, established in 2011. Its mission is encapsulated in its slogan: “Spain’s preferred platform to unlock the best loans, build your credit score and save money in financial decisions.”

With a decade of experience, Fintonic leverages advanced AI and deep-tech solutions to provide unparalleled access to credit and a robust analysis of individuals' credit risk. As the first fintech regulated under PSD2 for payment services and open banking aggregation, it commands a significant presence as a credit marketplace, personal finance manager, and consumer analytics platform.

'Fintonic''s platform serves over half a million active users and has managed more than €600 million in loans. The company is ambitiously aiming to set new standards in credit scoring and consumer finance. The latest funding was a Convertible Note investment led by ING Ventures in October 2020, underscoring the trust in its potential to empower individuals with fair credit access.