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Lupiya logo — Building the next generation of financial services for Afric...

Lupiya

Building the next generation of financial services for Africa!

Founded 2016 Zambia Zambia 59 employees Series A Total: $9.25M Fintech

General Information

Company Name Lupiya
Founded Year 2016
Location Zambia Zambia
Founders / Decision Makers
Team member
Employees 59
Industries Fintech
Funding Stage Series A
Business Model B2C, Marketplace
Revenue Model Service Fee, Commission, Transaction Fee
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

New Partnership Oct 30, 2026

Lupiya partnered with Vitalite to provide zero-collateral solar irrigation pumps for farmers.

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AI Insight

Bounce Watch AI
6 days ago

Lupiya has demonstrated consistent investor confidence, securing Series A funding in late 2023 and indicating a likely follow-on or extended Series A round in early 2026, with continued backing from German Investment Corporation, Inoks Capital, and Alitheia IDF. Strategically, the company is expanding its financial inclusion efforts by partnering with Vitalite to provide zero-collateral solar irrigation pumps to farmers, signaling a significant push into agri-tech financing and product diversification. This move reinforces their commitment to serving underserved segments within Zambia and leveraging technology for social impact.

Signal Types
Funding Partnership Product Expansion
Strategic Labels
Market Expansion Product Diversification Strategic Partnership
Next Move: Product Launch
·
Impact: 9/10
·
Ideal For: Fintech VCs — Series A/B, Impact Investors

About Lupiya

Lupiya, founded in 2016, is positioned as a transformative player in the African financial services sector. The company operates at the intersection of payments, investments, and loans, aiming to redefine how financial transactions are conducted across the continent.

Based in Zambia, Lupiya proudly upholds the slogan, "Building the next generation of financial services for Africa!" This clearly encapsulates its ambition to drive financial inclusivity and innovation.

The firm's recent financial achievements underscore its potential. On 18 September 2023, it secured an $8.30M Series A investment from prominent investors including Alitheia IDF, DEG, and Inoks Capital. These strategic partnerships not only provide capital but also endorse Lupiya's vision of expanding its offerings and solidifying its footprint.

In summary, Lupiya is strategically poised for scaling operations, backed by robust investment and a clear mission to evolve the financial landscape in Africa.

Business keywords: digital microfinance, online marketplace, microloans, branch-less banking, technology-driven, borrowing simplification, access to finance, rural banking, remote financial access, innovation, loan accessibility, financial inclusion, digital lending

Services & Products

Loan Products
Payment Solutions
Investment Opportunities
Mobile Banking App

Target Customers

Individuals looking for personal loans Small and medium-sized enterprises (SMEs) Farmers needing agricultural financing Civil Servants Zambia Defence Forces Personnel

Funding Rounds & Investors (5)

View All
Funding Stage Amount Investors Lead Investors Date
Series A Undisclosed 3
Alitheia IDF
Alitheia IDF, German Investment Corporation +1
01 Feb 2026
Series A $8.25M 3
Alitheia IDF
Alitheia IDF, German Investment Corporation +1
01 Sep 2023
Grant Undisclosed 1
International Trade Centre
International Trade Centre
01 Dec 2021
Seed $1.00M 1
Enygma Ventures
Enygma Ventures
01 Jul 2020
Support Program Undisclosed 1
Google for Startups Accelerator
01 Dec 2015

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FAQ About Lupiya

Building the next generation of financial services for Africa!
Lupiya was founded in 2016.
Lupiya is headquartered in Zambia.
Lupiya operates in Fintech. Its work centres on digital microfinance, online marketplace, microloans and branch-less banking. Its customers include Individuals looking for personal loans, Small and medium-sized enterprises (SMEs) and Farmers needing agricultural financing.
Lupiya has a B2C and Marketplace business model. Its revenue comes from Service Fee, Commission and Transaction Fee.
Lupiya has approximately 59 employees.
Lupiya has completed 5 funding rounds, raising a total of $9.25M. The latest funding stage is Series A.
Lupiya offers: Loan Products, Payment Solutions, Investment Opportunities, Mobile Banking App.
Top alternatives and competitors to Lupiya include Credit OK, Fibabanka, Jeff App, TEB, Pragati Finserv Private Limited. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Lupiya and Credit OK are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Lupiya, https://bouncewatch.com/company/lupiya, updated 31 October 2026. When citing, please name BounceWatch and link this page.

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