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Credit OK vs Lupiya

Credit OK logo

Credit OK

Unlock resiliency for micro and small businesses in South Ease Asia

7 employees · est. 2017 · Thailand

VS
Lupiya logo

Lupiya

Building the next generation of financial services for Africa!

59 employees · est. 2016 · Zambia

Lupiya is the older company (2017 vs 2016); Lupiya is the larger of the two.

Side-by-Side Comparison

Credit OK Lupiya
Founded
2017 2016 older
Headquarters
Thailand Zambia
Employees
7 59 larger
Industry
Big Data, Finance, Financial Services Fintech
Funding Stage
Seed Series A
Total Funding
Not tracked yet $9.25M
Funding Rounds
Not tracked yet 5
Services
Auto Protect Insurance, Credit Protection, SME All Protect, Financial Planning, Wealth Management Solutions Loan Products, Payment Solutions, Investment Opportunities, Mobile Banking App
Target Customers
Small and Medium Enterprises (SMEs), Individual customers seeking personal accident coverage, Businesses requiring transit, industrial, and construction insurance, Neobank users looking for digital banking solutions Individuals looking for personal loans, Small and medium-sized enterprises (SMEs), Farmers needing agricultural financing, Civil Servants, Zambia Defence Forces Personnel
Taxonomy
FinTechMicrofinanceSupply Chain FinancingAlternative LendingCredit ScoringBig Data Analytics +8 Digital MicrofinanceOnline MarketplaceMicroloansBranch-less BankingTechnology-drivenBorrowing Simplification +7
Website
creditok.co lupiya.com
Credit OK logo

About Credit OK

Credit OK is a fintech startup with the mission to unlock working capital for the supply chain and micro entrepreneurs in South East Asia. With >50% of the workforce as the solo / small entrepreneurs in SEA by 2020 and the rise of sharing economy and digital supply chain network, we want to help the...

Lupiya logo

About Lupiya

Lupiya, founded in 2016, is positioned as a transformative player in the African financial services sector. The company operates at the intersection of payments, investments, and loans, aiming to redefine how financial transactions are conducted across the continent. Based in Zambia, Lupiya proudly...

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Frequently Asked Questions

Credit OK was founded in 2017, based in Thailand, with 7 employees. Credit OK is a fintech startup with the mission to unlock working capital for the supply chain and micro entrepreneurs in South East Asia. With >50% of the workforce as the solo / small entrepreneurs. Lupiya was founded in 2016, based in Zambia, with 59 employees. Lupiya, founded in 2016, is positioned as a transformative player in the African financial services sector. The company operates at the intersection of payments, investments, and loans, aiming to rede.
Credit OK has raised no disclosed funding and Lupiya $9.25M. Latest stage: Credit OK Seed, Lupiya Series A.
Both work in Fintech and list financial inclusion among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Credit OK on 29 Sep 2026, and Lupiya on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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