N26 is a European digital bank headquartered in Berlin, Germany, offering banking services across 24 markets. It operates with a German banking license and targets diverse customers such as teens and parents, freelancers, travelers, and young adults.
Founded in 2013, N26 provides services including banking, investment options, travel insurance, and currency exchange. The company operates on a B2C model, utilizing a freemium approach and subscription box services, and generates revenue through subscriptions, freemium offerings, and commissions.