Side-by-Side Comparison
| Metric | Chime | N26 |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2013 |
| Headquarters | ||
| Headquarters | San Francisco, United States | Berlin, Germany |
| Employees | ||
| Employees | 2510 | 2195 |
| Industry | ||
| Industry | Financial Services, Fintech, Banking | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | IPO | Series E |
| Total Funding | ||
| Total Funding | $3.26B | $1.72B |
| Funding Rounds | ||
| Funding Rounds | 13 | 10 |
| Services | ||
| Services | Online Checking Accounts, High-Yield Savings Accounts, Chime Visa Debit and Credit Cards, SpotMe Overdraft Service, Chime Prime and Plus Memberships, Cash Management and Transfers, MyPay Line of Credit, Credit Building Tools, Investment, Stock & ETF Trading | Banking Services, Investment Options, Travel Insurance, Currency Exchange, Mobile Banking Platform |
| Target Customers | ||
| Target Customers | Individuals Seeking Financial Inclusion, Young Adults & Millennials, People with Limited or No Credit History, Members Seeking High Returns on Savings, Individuals Looking for Fee-Free Banking, Users Seeking Early Direct Deposit Access | Teens and Parents, Freelancers, Travelers, Young Adults, People looking for investment opportunities |
| Taxonomy | ||
| Taxonomy | Mobile BankingFinancial EmpowermentMember-centric DesignOverdraft ProtectionEarly Direct DepositCredit Building +8 | Digital BankingMobile BankingOnline BankingGerman Banking LicenseInternational Money TransferInvestment Services +7 |
| Website | ||
| Website | chime.com | n26.com |
About Chime
Chime is a financial technology company based in San Francisco, United States, providing accessible financial services to a diverse clientele. The company focuses on offering user-friendly banking solutions tailored for individuals seeking financial inclusion, young adults, and those with limited or...
About N26
N26 is a European digital bank headquartered in Berlin, Germany, offering banking services across 24 markets. It operates with a German banking license and targets diverse customers such as teens and parents, freelancers, travelers, and young adults. Founded in 2013, N26 provides services including...
Also comparing in this category
Comparing more than these two?
Get Chime, N26 and up to nine more competitors side by side in one PDF: team, funding, traffic and every dated move of the last six months. Every company is re-checked on the day you order.
How does Chime compare?
A PDF of Chime and up to 10 competitors you pick: team, funding, traffic and every dated move of the last 90 days. Each company is re-checked on the day you order, so it is current.
This takes a few seconds: we look beyond our own index too.
Rival Readout
Comparing competitors? We do this properly.
10 rivals, 90 days of dated moves in 7 business days: a ranked list of what matters, each with its source, ending in a 60-minute readout with your team.
Frequently Asked Questions
Compare Chime with someone else
Start typing a company name or domain.
Compiled from the BounceWatch company index. We last looked at Chime on 30 Oct 2026, and N26 on 30 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
