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Tuum logo — The core that lets you keep pace with an AI-fueled, ever-cha...

Tuum

The core that lets you keep pace with an AI-fueled, ever-changing market | Cloud-native, API-first, modular core banking

Founded 2019 Estonia Estonia 139 employees Series B Total: $45.00M Fintech, Banking

General Information

Company Name Tuum
Founded Year 2019
Location Estonia Estonia
Employees 139
Industries Fintech, Banking
Funding Stage Series B
Business Model B2B, SaaS, Platform
Revenue Model Subscription, Usage Based, Service Fee
Hiring 3 roles posted in the month to 18 Oct 2026
Offices as of Oct 2026
Core Banking Software Tallinn, Estonia London, United Kingdom
Social

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A one-page PDF brief: what it does, key facts, the last 90 days of dated moves and questions worth asking. Re-checked on the day you order. See a sample

Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Event Participation Oct 22, 2026

Tuum will participate in MoneyLIVE Nordic Banking at Stand 31.

Major Customer Win Oct 22, 2026

Quirin Privatbank AG has chosen Tuum as the core banking system to power its modern private bank in Germany.

Certification Oct 21, 2026

Tuum is highlighted for enabling reliable Sharia-compliant execution, bridging AI decisioning engines with practical application.

New Partnership Oct 15, 2026

Tuum has announced a solution partnership with GFT Technologies, collaborating to build a playbook for core banking modernization.

Actively Hiring Oct 07, 2026

Hiring for 2 positions in the last 30 days.

Homepage Update

Significant changes detected on company website (43% content change).

+4 more signals in last 30 days

Get alerts when Tuum shows new signals

AI Insight

Bounce Watch AI
1 week ago

Tuum is demonstrating significant strategic momentum, validated by its recognition as an "Agentic AI Fast Follower" by Everest Group, affirming its AI-driven core banking platform. This innovation is paired with a clear growth strategy, including expansion into the Middle East and a key CRO hire, indicating an aggressive push for market penetration and revenue growth. A substantial website update further suggests a refreshed go-to-market approach as they accelerate their presence.

Signal Types
Recognition Expansion Hiring Product Update Business Development
Strategic Labels
AI Leadership Market Expansion Revenue Acceleration
Next Move: Scaling
·
Impact: 8/10
·
Ideal For: AI-driven Fintech VCs — Growth Stage

About Tuum

Tuum is a fintech company based in Tallinn, Estonia, offering an AI-powered core banking platform primarily for banks, fintech companies, and financial institutions.

Founded in 2019, Tuum provides services such as Banking as a Service, Modular Islamic Banking, Payments & Wallets Engine, Unified Lending Solutions, and Venture Launchpad. With a business model that combines B2B, SaaS, and platform approaches, Tuum generates revenue through subscription, usage-based, and service fees. The company focuses on modernizing legacy systems while facilitating fraud prevention and financial solution integrations through its cloud-native architecture.

Business keywords: AI-powered core banking, API-first architecture, legacy system modernization, fraud prevention, real-time ledger, micro-services architecture, cloud-native banking platform, financial institutions, neobanks, digital payment solutions, fintech integration, electronic money institutions, payment service providers, rapid market entry, banking as a service

Services & Products

Banking as a Service
Modular Islamic Banking
Payments & Wallets Engine
Unified Lending Solutions
Venture Launchpad

Target Customers

Banks Fintech Companies Financial Institutions

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Series B $25.00M 1
Citi Ventures
Citi Ventures
01 Mar 2024
Convertible Note €1.00M 1
LVV Group
LVV Group
01 Apr 2022
Series A €15.00M 3
Karma Ventures BlackFin Capital Partners Portage Ventures
Karma Ventures, BlackFin Capital Partners +1
01 Jan 2022
Early VC €4.00M 5
Karma Ventures BlackFin Capital Partners Siena Secondary Fund
Karma Ventures, BlackFin Capital Partners +3
01 Dec 2020

Latest News

View All
EXCLUSIVE: "A Team Effort!" - James Bushby and Rivo Uibo,, Tuum, and Chris Wordsworth, LHV Bank in '... — FF News
EXCLUSIVE: "A Team Effort!" - James Bushby and Rivo Uibo,, Tuum, and Chris Wordsworth, LHV Bank in 'The Fintech Magazine
FF News Oct 13, 2026
Tuum Named 'Fast Follower' in Everest Group’s Agentic AI in Banking Report — FF News
Tuum Named 'Fast Follower' in Everest Group’s Agentic AI in Banking Report
FF News Oct 01, 2026
Tuum named a Fast Follower in Everest Group’s Innovation Watch: Agentic AI in Banking — EIN News
Tuum named a Fast Follower in Everest Group’s Innovation Watch: Agentic AI in Banking
EIN News Sep 30, 2026
Modernising Core Banking: How Tuum and LHV Bank Power Next-Gen Financial Services — FF News
Modernising Core Banking: How Tuum and LHV Bank Power Next-Gen Financial Services
FF News Jul 20, 2026
Tuum names payments veteran Gregor Dobbie as new CEO — FinTech Futures
Tuum names payments veteran Gregor Dobbie as new CEO
FinTech Futures Jun 03, 2026
Tuum appoints Gregor Dobbie CEO to accelerate global expansion — IBS Intelligence
Tuum appoints Gregor Dobbie CEO to accelerate global expansion
IBS Intelligence Jun 02, 2026

Tuum Alternatives & Competitors

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Tuum vs
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FAQ About Tuum

The core that lets you keep pace with an AI-fueled, ever-changing market | Cloud-native, API-first, modular core banking
Tuum was founded in 2019.
Tuum is headquartered in Estonia. As of Oct 2026, it also has offices in Core Banking Software Tallinn, Estonia and London, United Kingdom.
Tuum operates in Fintech and Banking. Its work centres on AI-powered core banking, API-first architecture, legacy system modernization and fraud prevention. Its customers include Banks, Fintech Companies and Financial Institutions.
Tuum has a B2B, SaaS and Platform business model. Its revenue comes from Subscription, Usage Based and Service Fee.
Tuum has approximately 139 employees.
Tuum has completed 4 funding rounds, raising a total of $45.00M. The latest funding stage is Series B.
Tuum offers: Banking as a Service, Modular Islamic Banking, Payments & Wallets Engine, Unified Lending Solutions, Venture Launchpad.
Top alternatives and competitors to Tuum include Fimple, Finxact, 10x Banking, LEVERIS, Form3. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Tuum and Fimple are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Tuum, https://bouncewatch.com/company/tuum, updated 22 October 2026. When citing, please name BounceWatch and link this page.

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