Fintech · Estonia
Top Fintech Companies in Estonia (2026 Update)
BounceWatch lists 108 Fintech companies in Estonia. Half were founded in 2018 or later. 44% have a recorded funding round, 3 in the last twelve months. Most are based in Tallinn, Tartu and Praha.
- Companies
- 108
- Median founded
- 2018
- of 107 with a year
- Raised funding
- 44%
- 47 companies
- Hiring now
- 3
- companies with open roles
What changed at these 108 companies recently?
We recorded 16 changes here in the last 180 days, including 5 awards, 4 product launches, 3 expansion moves, 2 traction updates and 2 hiring moves. Each entry below carries the date we observed it, from public sources.
-
Tuum
— Expansion Announced
-
Montonio
— New Feature Launched
-
Senkrondata AI
— New Feature Launched
-
Salv
— Award Received
Showing 108 Companies
| Company | City | Founded | Focus | Services | Target Customers | Business Model | Revenue Model | Employees | Funding Stage | |
|---|---|---|---|---|---|---|---|---|---|---|
|
Cosmos Network: Internet of Bl...
Cosmos is an ever-expanding ecosystem of interoperable… |
Estonia
|
2016 |
Interoperable Blockchain
Sovereign Blockchain Apps
+8
|
Tokenized Deposits
Ledger Solutions
+3
|
Financial Institutions
Government Agencies
+2
|
B2B
Platform
+1
|
Usage Based
Licensing
+1
|
7 | Post IPO |
|
Fundwise
We are a funding solution for SMEs. SaaS system for whi… |
Estonia
|
2014 |
Crowdfunding
Equity Crowdfunding
+10
|
Providing Equity Crowdfunding Platform For Startups
Facilitating Investor Connections
+1
|
Startups Seeking Funding
Individual And Institutional Investors
+1
|
SaaS
B2B
+1
|
Marketplace Fee
Commission
+1
|
3 | Convertible Note |
|
|
Senkrondata AI
Move faster on price. Stay in control of margin. |
Estonia
|
2021 |
AI-powered SaaS
Competitive Intelligence
+13
|
Price Tracking Software
Competitor Pricing Datasets
+4
|
E-commerce Companies
Retailers
+7
|
SaaS
B2B
+1
|
Subscription
Usage Based
+1
|
10 | Seed |
|
|
Tuum
The core that lets you keep pace with an AI-fueled, eve… |
Estonia
|
2019 |
AI-powered Core Banking
API-first Architecture
+13
|
Banking As A Service
Modular Islamic Banking
+3
|
Banks
Fintech Companies
+1
|
B2B
SaaS
+1
|
Subscription
Usage Based
+1
|
139 | Series B |
|
|
Salv
Beat financial crime with a SaaS platform that helps de… |
Estonia
|
2018 |
Fincrime Platform
Money Laundering Detection
+13
|
Salv Bridge
Screening
+2
|
Banks
Fintechs
+5
|
B2B
SaaS
+1
|
Subscription
Usage Based
+1
|
53 | Seed |
|
|
Montonio
The easiest way for merchants to accept payments and co… |
Estonia
|
2018 |
Consumer Financing
ECommerce Solutions
+12
|
Payment Processing
Shipping And Logistics Management
+4
|
Ecommerce Merchants
Small And Medium-sized Enterprises
+3
|
B2B
SaaS
+1
|
Transaction Fee
Subscription
+1
|
67 | — |
|
Cyphergram
Secure and privacy compliant customer personal data pro… |
Estonia
|
2020 |
Cloud Storage
Secure Data Storage
+6
|
Secure Personal Data Collaboration Platform Using Blockchain Technology
|
Businesses And Customers Requiring Secure And Compliant Personal Data Access
Storage
+1
|
— | — | 1 | Pre-Seed |
|
|
Striga (YC W21)
Cripto-banca como servicio |
Estonia
|
2018 |
Crypto Banking
Financial Infrastructure
+13
|
Grid - Global Send/Receive
Node - Node Management
+2
|
Exchanges
Digital Banks
+2
|
B2B
SaaS
+1
|
Usage Based
Service Fee
+1
|
9 | Seed |
|
Topos Network
Remittances rewritten for resilience. |
Estonia
|
2017 |
Cross-border Payments
Remittances
+11
|
Turning Remittances Into Financial Assets
Providing Low-risk, Low-cost Credit
+2
|
Diaspora Remitters
Underserved Borrowers
+3
|
B2B
Platform
+1
|
Service Fee
Transaction Fee
+1
|
4 | Seed |
|
Lyfery
Life insurance which price depends on health behaviour… |
Estonia
|
2022 |
Insurtech
Health Insurance
+11
|
— | — | — | — | 7 | Pre-Seed |
|
Velox Loan
#VeloxLoan es la plataforma digital que te presta diner… |
Estonia
|
2021 |
Digital Lending
Cryptocurrency Collateral
+8
|
— | — | — | — | 3 | Series A |
|
KICK ECOSYSTEM
New financial reality: a set of synergistically interac… |
Estonia
|
2015 |
Cryptocurrency
Crypto Exchange
+7
|
— | — | — | — | 8 | ICO |
|
Single.Earth
Uniting science & tech to protect 30% of nature by 2030… |
Estonia
|
2019 |
GreenTech
Blockchain Technology
+11
|
— | — | — | — | 13 | Seed |
|
Niko Technologies
Make the most of your business without breaking a sweat… |
Estonia
|
2018 |
Neobank
Global Payments
+3
|
— | — | — | — | 48 | Angel |
|
Nobe
Nobe offers a platform for easy tax declaration, aiming… |
Estonia
|
2020 |
Tax Declaration
Zero-bureaucracy Platform
+11
|
Tax Declaration Services
Accounting Software
+3
|
SMEs
Independent Contractors
+4
|
— | — | 5 | Seed |
|
Fairown
Removing the hassle of product resale. AI Powered! |
Estonia
|
2018 |
Recommerce
Circular Economy
+8
|
Fairown Buyback Program
Product Refurbishment
+1
|
Individuals And Businesses Looking For Sustainable And Cost-effective Ownership Solutions
Consumers Of Durable Goods
+1
|
— | — | 31 | Seed |
|
Polkadex
Polkadex is a non-custodial peer-to-peer trading platfo… |
Estonia
|
2020 |
Polkadex
Non-custodial Trading Platfo...
+13
|
— | — | — | — | 17 | Seed |
|
Swipelux
Stablecoin infrastructure for global payments |
Estonia
|
2021 |
Crypto
APIs
+9
|
— | — | — | — | 9 | Seed |
|
|
Xolo
Xolo makes freelancing a magical experience. #xoloprene… |
Estonia
|
2020 |
Freelancing
Microbusiness
+10
|
Business Registration And Setup
Invoicing And Payment Processing
+4
|
Solopreneurs
Freelancers
+4
|
SaaS
B2C
+1
|
Subscription
Service Fee
+1
|
145 | Series A |
|
0xPlasma Labs
Plasma.Finance is a multichain DeFi / DEX aggregator, O… |
Estonia
|
2017 |
Multichain
DeFi
+11
|
— | — | — | — | 3 | Seed |
Showing 20 of 108 companies in this list
