Two logo — B2B payments platform with the highest net term credit limit...

Two

B2B payments platform with the highest net term credit limits. Instantly. ✌️

Founded 2020 Norway Norway 120 employees Total: $41.79M B2B, E-Commerce +3

General Information

Company Name Two
Founded Year 2020
Location Norway Norway
Founders / Decision Makers
Team member
Employees 120
Industries B2B, E-Commerce, Financial Services +2
Business Model B2B, SaaS, Embedded Finance
Revenue Model Transaction Fee, Subscription, Usage Based
Social

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About Two

Two is a rapidly emerging player in the B2B payments landscape, known for its capability to offer the highest net term credit limits instantly. Established in 2020 and headquartered in Norway, Two leverages its advanced AI engines, Frida and Delphi, for robust fraud prevention and efficient credit underwriting.

The platform enhances e-commerce and in-store transactions by providing automated invoicing, flexible net terms, and seamless payment solutions, ultimately driving sales growth while minimizing operational risks. It has gained a strong reputation among global merchants.

Two's recent €13.00M early VC funding secured on 01 July 2025 underscores the confidence investors have in its innovative approach. The funding round attracted notable investors including Antler, LocalGlobe & Latitude, Shine Capital, Arkwright X, Idekapital, Investinor, Sequoia, and Alliance VC. As a promising fintech, Two is positioned to capitalize on the evolving demands of the financial services sector.

Business keywords: B2B Payments Platform, Net Term Credit, AI-powered Fraud Prevention, Credit Underwriting, Automated Invoicing, B2B Buy Now Pay Later, E-commerce Transactions, In-store Payments, Supplier Portal Transactions, Flexible Payment Options, Working Capital Management, Customer Onboarding, Cash Flow Improvement, B2B Sales Conversion, Risk Reduction

Services & Products

Net terms infrastructure
Credit and Fraud Engines
Automated sales workflows
AI credit and fraud decisioning
Merchant portal for order and credit management

Target Customers

B2B Sellers Hardware Manufacturers Wholesalers SaaS Providers Building Material Suppliers B2B Marketplaces Banks

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Early VC €13.00M 8
Antler, LocalGlobe & Latitude +6
01 Jul 2025
Series A €18.00M 8
Antler, Day One Ventures +6
01 Mar 2023
Early VC €8.29M -
01 Aug 2022
Seed €2.50M 1
Sequoia
01 Feb 2021

Two Alternatives & Competitors

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Two vs
Hokodo
Hokodo United Kingdom

Europe’s leading digital trade credit platform, empowering B2B merchants to offer instant, flexible...

Acquired
24 employees
B2B, E-Commerce
Two vs
Credit Key
Credit Key United States

B2B payments at the speed of B2C

Debt Financing
57 employees
E-Commerce, Financial Services
Two vs
Resolve
Resolve United States

All-in-one net terms solution for credit checks, embedded B2B payments, and AR automation. The B2B s...

58 employees
B2B, E-Commerce

FAQ About Two

B2B payments platform with the highest net term credit limits. Instantly. ✌️
Two was founded in 2020.
Two is headquartered in Norway.
Two operates in B2B, E-Commerce, Financial Services, Fintech and Payments. Its work centres on B2B Payments Platform, Net Term Credit, AI-powered Fraud Prevention and Credit Underwriting. Its customers include B2B Sellers, Hardware Manufacturers and Wholesalers.
Two has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Transaction Fee, Subscription and Usage Based.
Two has approximately 120 employees.
Two has completed 4 funding rounds, raising a total of $41.79M.
Two offers: Net terms infrastructure, Credit and Fraud Engines, Automated sales workflows, AI credit and fraud decisioning, Merchant portal for order and credit management.
Top alternatives and competitors to Two include Hokodo, Credit Key, Resolve, Sprinque, Plastiq. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Two and Hokodo are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Two, https://bouncewatch.com/company/two, updated 14 March 2026. When citing, please name BounceWatch and link this page.

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