Credit Key vs Two
Two
B2B payments platform with the highest net term credit limits. Instantly. ✌️
120 employees · est. 2020 · Oslo, Norway
Credit Key is the older company (2015 vs 2020).
Side-by-Side Comparison
| Metric | Credit Key | Two |
|---|---|---|
| Founded | ||
| Founded | 2015 older | 2020 |
| Headquarters | ||
| Headquarters | Los Angeles, United States | Oslo, Norway |
| Employees | ||
| Employees | 57 | 120 |
| Industry | ||
| Industry | E-Commerce, Financial Services, Payments | B2B, E-Commerce, Financial Services |
| Funding Stage | ||
| Funding Stage | Debt Financing | Not tracked yet |
| Total Funding | ||
| Total Funding | $151.35M | $41.79M |
| Funding Rounds | ||
| Funding Rounds | 6 | 4 |
| Services | ||
| Services | Payment Solutions, Net Terms and Installment Payments, B2B Financing, Merchant Support, Customer Credit Access | Net terms infrastructure, Credit and Fraud Engines, Automated sales workflows, AI credit and fraud decisioning, Merchant portal for order and credit management |
| Target Customers | ||
| Target Customers | B2B Merchants, Small and Medium Enterprises, Enterprise Brands, Sole Proprietors, Wholesalers | B2B Sellers, Hardware Manufacturers, Wholesalers, SaaS Providers, Building Material Suppliers, B2B Marketplaces, Banks |
| Taxonomy | ||
| Taxonomy | B2B PaymentsBuy Now Pay LaterEmbedded FinancingInstant Credit DecisionsOmnichannel ExperienceExtended Payment Terms +9 | B2B Payments PlatformNet Term CreditAI-powered Fraud PreventionCredit UnderwritingAutomated InvoicingB2B Buy Now Pay Later +9 |
| Website | ||
| Website | creditkey.com | two.inc |
About Credit Key
Credit Key is positioning itself as a pivotal driver in the transformation of B2B payments by enhancing how business transactions are financed. Emphasizing their slogan "B2B payments at the speed of B2C," they offer a Buy Now, Pay Later model that is easily embedded within merchant platforms, allowi...
About Two
Two is a rapidly emerging player in the B2B payments landscape, known for its capability to offer the highest net term credit limits instantly. Established in 2020 and headquartered in Norway, Two leverages its advanced AI engines, Frida and Delphi, for robust fraud prevention and efficient credit u...
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Compiled from the BounceWatch company index. We last looked at Credit Key on 12 Sep 2025, and Two on 14 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
