Atome
Southeast Asia's leading embedded financing and digital financial services platform.
789 employees · est. 2019 · Singapore, Singapore
Yabx is the older company (2019 vs 2018); Atome is the larger of the two.
Side-by-Side Comparison
| Metric | Atome | Yabx |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2018 older |
| Headquarters | ||
| Headquarters | Singapore, Singapore | The Hague, The Netherlands |
| Employees | ||
| Employees | 789 larger | 152 |
| Industry | ||
| Industry | AI, E-Commerce, Financial Services | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Unknown | Not tracked yet |
| Total Funding | ||
| Total Funding | $1.23B | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | 9 | Not tracked yet |
| Services | ||
| Services | Three Installment Payment Plan, Interest-Free Shopping, Retailer Partnerships, Atome+ Rewards Program, Mobile App Shopping Experience | Merchant Cash Advance, Personal Loans, Handset Financing, Fast-Track Credit, Real-Time Liquidity |
| Target Customers | ||
| Target Customers | Shoppers, Retailers, Developers | Emerging Markets in Asia, Africa, Latin America, Unbanked and Underbanked Population, Micro, Small, and Medium-sized Enterprises (MSMEs), Individuals Seeking Unsecured Loans, Businesses Expanding to New Geographies |
| Taxonomy | ||
| Taxonomy | Embedded Financing, Digital Financial Services, Buy Now Pay Later, Consumer Finance, Retail Partnerships, Credit Access, Unbanked Populations, Micro-lending, Omnichannel, Payment Flexibility, Tech-savvy Consumers, Financial Inclusion, Aspirational Spending | Financial Inclusion, Digital Lending, Mobile Financial Services, Predictive Analytics, Micro-loans, Credit Scoring, Mobile Money, Economic Development, Emerging Markets, Loan Lifecycle Management, Behavioral Analytics |
| Website | ||
| Website | atome.sg | yabx.co |
About Atome
Atome, founded in 2019, is a prominent player in the AI, E-Commerce, Financial Services, Fintech, Mobile, Payments, Marketing sectors, headquartered in Singapore. Part of the Advance Intelligence Group, it serves as Southeast Asia's leading embedded financing and digital financial services platform,...
About Yabx
Yabx, founded in 2018 and headquartered in The Netherlands, is a promising venture in the Fintech industry. With the compelling slogan, "One Equation, Infinite Possibilities," the company is laser-focused on democratizing financial access for the over two billion un-banked individuals in emerging ma...
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Funding, hiring, leadership and stack changes at Atome and Yabx — by email.
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Compiled from the BounceWatch company index. We last looked at Atome on 4 Apr 2026, and Yabx on 11 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.