Credit Genie vs Petal
Credit Genie
Credit Genie's Cash Advance and Debt Relief service helps people get out and stay out of debt
115 employees · est. 2019 · Philadelphia, United States
Petal is the older company (2019 vs 2016).
Side-by-Side Comparison
| Metric | Credit Genie | Petal |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2016 older |
| Headquarters | ||
| Headquarters | Philadelphia, United States | New York, United States |
| Employees | ||
| Employees | 115 | 72 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Venture round | Debt Financing |
| Total Funding | ||
| Total Funding | $23.18M | $819.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 14 |
| Services | ||
| Services | Cash Boosts, Money Manager, Subscription Manager, AskGenie AI Insights | providing credit cards and financial services for credit building and rewards |
| Target Customers | ||
| Target Customers | Individuals needing short-term cash, US residents 18 years and older, Consumers seeking financial management tools | individuals seeking to build or improve their credit history and access financial products |
| Taxonomy | ||
| Taxonomy | Financial WellnessDebt ReliefCash AdvanceAI-Driven InsightsFinancial EcosystemCredit Building +6 | Financial InnovationCredit BuildingCash Flow UnderwritingDigital Financial ServicesCredit Card AnalyticsResponsible Spending +7 |
| Website | ||
| Website | creditgenie.com | petalcard.com |
About Credit Genie
Credit Genie is positioning itself as a transformative force in the financial wellness sector. Founded in 2019 by Ed Harycki, the former founder of Swift Capital, the company stands out with its innovative approach towards debt relief and financial empowerment. Operating primarily as a mobile-first...
About Petal
Petal is a financial technology startup dedicated to providing responsible credit solutions for the modern world. Using cutting-edge technology, the company aims to make financial innovation and opportunity accessible to everyone. Their innovative approach involves leveraging banking history to crea...
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Compiled from the BounceWatch company index. We last looked at Credit Genie on 9 Apr 2026, and Petal on 3 Mar 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
