Credit Karma vs Upgrade, Inc.
Credit Karma
On top of your money. On top of the world
1446 employees · est. 2007 · Oakland, United States
Upgrade, Inc.
Improving access to affordable responsible credit since 2017
1595 employees · est. 2016 · San Francisco, United States
Credit Karma is the older company (2007 vs 2016).
Side-by-Side Comparison
| Metric | Credit Karma | Upgrade, Inc. |
|---|---|---|
| Founded | ||
| Founded | 2007 older | 2016 |
| Headquarters | ||
| Headquarters | Oakland, United States | San Francisco, United States |
| Employees | ||
| Employees | 1446 | 1595 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Acquired | Series F |
| Total Funding | ||
| Total Funding | $7.87B | $587.00M |
| Funding Rounds | ||
| Funding Rounds | 9 | 7 |
| Services | ||
| Services | Credit Monitoring and Insights, Loan Recommendations, Credit Card Offers, Insurance Services, Mortgage Advice and Comparison, Financial Calculators, Tax Filing Services | Personal Loans, Credit Card Services, Buy Now Pay Later, Credit Monitoring, Checking and Savings Accounts, Auto Loan and Refinancing, Cash Back Reward Programs |
| Target Customers | ||
| Target Customers | Individuals looking to improve credit scores, Consumers seeking financial literacy, Homebuyers needing mortgage insights, Individuals exploring loan options, Users comparing credit card offers, People looking for insurance solutions, Members interested in tax filing assistance | Individual Borrowers, Consumers in need of Debt Consolidation, Homeowners seeking Home Improvement Financing, Credit Card Users, People interested in Buy Now Pay Later options, Bank Account Holders |
| Taxonomy | ||
| Taxonomy | Financial ProgressCredit ScoresIdentity MonitoringCredit Card ApplicationInsurance ShoppingLoan Shopping +8 | FinTechNeobankPersonal LoansConsumer CreditCredit MonitoringCredit Cards +9 |
| Website | ||
| Website | creditkarma.com | upgrade.com |
About Credit Karma
Credit Karma, a fintech enterprise founded in 2007, is dedicated to "Championing financial progress for all." The company has established itself as a major player in the Finance and Financial Services sector. Although Credit Karma gained recognition for pioneering free credit score services, it has...
About Upgrade, Inc.
Upgrade, Inc. is based in San Francisco, United States, and operates within the finance and fintech industries. The company provides a range of financial services to individual borrowers and consumers, focusing on personal loans, credit card services, and mobile banking solutions. Founded in 2016,...
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Compiled from the BounceWatch company index. We last looked at Credit Karma on 31 Oct 2026, and Upgrade, Inc. on 31 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
