FreshCredit®
▪️Control your data. Control your credit.© 🔐 ▪️Build credit anywhere in the world. 🌎 ▪️Signup for early access.📲
14 employees · est. 2019 · Bellevue, United States
Atto is the older company (2010 vs 2019).
Side-by-Side Comparison
| Metric | Atto | FreshCredit® |
|---|---|---|
| Founded | ||
| Founded | 2010 older | 2019 |
| Headquarters | ||
| Headquarters | Edinburgh, United Kingdom | Bellevue, United States |
| Employees | ||
| Employees | 36 | 14 |
| Industry | ||
| Industry | Analytics, Finance, Financial Services | AI, Biotechnology, Blockchain |
| Funding Stage | ||
| Funding Stage | Series A | Non Equity Assistance |
| Total Funding | ||
| Total Funding | $20.38M | $250.00K |
| Funding Rounds | ||
| Funding Rounds | 19 | 2 |
| Services | ||
| Services | Real-time insights and predictive models, Open banking data integration, Financial verification, Risk decisioning solutions, Affordability and income analysis | Not tracked yet |
| Target Customers | ||
| Target Customers | Lenders, Credit hire organisations, Financial institutions, SMEs, Automotive financing companies | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Real-time Transaction Data, Predictive Models, Credit Risk Assessment, Financial Insights, Credit Scoring, Portfolio Management, Consumer Financial Behavior, Account Aggregation, Income Verification, Affordability Analysis, Collections Optimization, Data Science Innovation, Financial Decision Support, Lending Solutions | Credit Access, Data Ownership, Financial Inclusion, Global Credit, Banking Relationships, Financial Empowerment, Sustainable Communities, Financial Literacy |
| Website | ||
| Website | atto.co | freshcredit.com |
About Atto
Atto, with the slogan "From the past to the future, with Atto," is a promising player in the fintech and analytics sectors. Founded in 2010 and headquartered in the United Kingdom, this company offers a cutting-edge solution that leverages real-time transaction data to provide instant insights into...
About FreshCredit®
FreshCredit® is a Fintech startup based in the United States and was founded in 2019. The company's mission is to increase access to credit on a global scale and empower individuals to own and manage their personal data. FreshCredit has established partnerships with banks, lenders, and other financi...
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BounceWatch watches Atto and FreshCredit® for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Atto and FreshCredit® — by email.
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Compiled from the BounceWatch company index. We last looked at Atto on 16 Dec 2025, and FreshCredit® on 13 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.