Finiata
Tailored financing and embedded lending solutions for B2B
10 employees · est. 2016 · Berlin, Germany
SME Finance
SME Finance is a non-bank financing leader in Baltics with customized financing solutions and digitalization.
156 employees · est. 2021 · Vilnius, Lithuania
Finiata is the older company (2016 vs 2021); SME Finance is the larger of the two.
Side-by-Side Comparison
| Metric | Finiata | SME Finance |
|---|---|---|
| Founded | ||
| Founded | 2016 older | 2021 |
| Headquarters | ||
| Headquarters | Berlin, Germany | Vilnius, Lithuania |
| Employees | ||
| Employees | 10 | 156 larger |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | B2B, B2C, Financial Services |
| Funding Stage | ||
| Funding Stage | Growth | Unknown |
| Total Funding | ||
| Total Funding | $69.00M | $402.00M |
| Funding Rounds | ||
| Funding Rounds | 10 | 8 |
| Services | ||
| Services | Embedded Finance Solutions, Flexible Credit Lines, Cash Flow Analytics, Invoice Factoring Services, Trade Credit Integration, Real-time Funding Solutions | Invoice Financing, Business Loans, Leasing Services, Revenue-based Financing, Flexi Financing |
| Target Customers | ||
| Target Customers | Marketplaces, Payment Processors, Small and Medium Enterprises (SMEs), B2B Platforms, Logistics and Supply Chains | Small and Medium Enterprises, Digital Startups, Online Retailers, Agriculture Businesses, Businesses Seeking Non-bank Financing |
| Taxonomy | ||
| Taxonomy | B2B Finance, Embedded Lending, Data-driven Lending, Risk Assessment, Working Capital, SME Financing, Cash Flow Management, Non-financial Platform Integration, Sustainable Growth, Revenue Streams, Innovative Lending Models, Responsible Lending, Financial Solutions | Non-bank Financing, Factoring, Business Loans, Leasing, AI-driven Financial Technology, Digitalization, SME Financing, Working Capital Solutions, Financial Services Expertise, Tailor-made Financing, Quick Lending Decisions, Market Adaptability, Enterprise Growth Facilitation, Custom Financing Solutions |
| Website | ||
| Website | finiata.com | smefinance.eu |
About Finiata
Finiata, a visionary fintech company founded in 2016 and headquartered in Germany, is revolutionizing B2B finance with Tailored financing and embedded lending solutions for B2B. Specializing in data-driven lending and advanced risk assessment, Finiata focuses on seamlessly integrating financial solu...
About SME Finance
SME Finance, founded in 2021, has swiftly emerged as a prominent player in the non-bank financing sector across the Baltics. The company specializes in providing a robust suite of financial solutions tailored for small and medium enterprises (SMEs), including factoring, business loans, and leasing....
We will tell you when either one moves
BounceWatch watches Finiata and SME Finance for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Finiata and SME Finance — by email.
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Compiled from the BounceWatch company index. We last looked at Finiata on 11 Jul 2026, and SME Finance on 18 May 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.