Abound vs Happy Money
Abound
Some loans are only about your credit score. Ours are about you
73 employees · est. 2020 · London, United Kingdom
Happy Money is the older company (2020 vs 2009); Happy Money is the larger of the two.
Side-by-Side Comparison
| Metric | Abound | Happy Money |
|---|---|---|
| Founded | ||
| Founded | 2020 | 2009 older |
| Headquarters | ||
| Headquarters | London, United Kingdom | Torrance, United States |
| Employees | ||
| Employees | 73 | 378 larger |
| Industry | ||
| Industry | Finance, Financial Services, Lending and Investments | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Debt Financing | Venture round |
| Total Funding | ||
| Total Funding | $1.59B | $337.15M |
| Funding Rounds | ||
| Funding Rounds | 6 | 8 |
| Services | ||
| Services | Provision of interest-bearing financing for legal fees, Personalised and flexible loan services, Access to affordable loans | Providing personal loans to help individuals pay off credit card debt and achieve financial wellness. |
| Target Customers | ||
| Target Customers | Individuals in the UK seeking loans and financing for legal fees | Individuals seeking to eliminate credit card debt, manage their money more effectively, and achieve financial freedom. |
| Taxonomy | ||
| Taxonomy | Consumer LendingPersonal LoansFinancial StabilityEthical LendingAdaptable SolutionsLow-Cost Loans +9 | Consumer FinanceLendingCredit UnionsDigital PlatformUnderwritingOriginations +6 |
| Website | ||
| Website | getabound.com | happymoney.com |
About Abound
Abound is a United Kingdom based financial services startup, established in 2020. This company, which operates under the trading name of Fintern Ltd., has garnered attention for its approach to lending. Unlike many lenders that solely focus on credit scores, Abound considers a broader financial cont...
About Happy Money
Happy Money is a consumer finance company founded in 2009 and based in the United States. The company's slogan, "Helping Fund What Makes You Happy," encapsulates its mission to empower individuals through responsible lending. Happy Money operates a fully-digital platform and collaborates with credit...
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Compiled from the BounceWatch company index. We last looked at Abound on 26 May 2025, and Happy Money on 26 Feb 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
