Keyrails vs TerraPay
Keyrails
Keyrails is a stablecoin-native trade operating system unifying payments, treasury, and credit for global B2B finance
13 employees · est. 2023
TerraPay
Global payment solutions for your local payout needs
713 employees · est. 2014 · London, United Kingdom
TerraPay is the older company (2023 vs 2014); TerraPay is the larger of the two.
Side-by-Side Comparison
| Metric | Keyrails | TerraPay |
|---|---|---|
| Founded | ||
| Founded | 2023 | 2014 older |
| Headquarters | ||
| Headquarters | Not tracked yet | London, United Kingdom |
| Employees | ||
| Employees | 13 | 713 larger |
| Industry | ||
| Industry | Fintech, Payments | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Seed | Acquired |
| Total Funding | ||
| Total Funding | $2.90M | $212.70M |
| Funding Rounds | ||
| Funding Rounds | 3 | 5 |
| Services | ||
| Services | High-Value Trade Payments, USD Payment Financing, RTGS Infrastructure, Named (POBO) SWIFT Payouts, Settlement Simulation | Cross-Border Money Movement, Payment Network Integration, Swift Connectivity, Real-Time Payment Deliveries, Merchant Services |
| Target Customers | ||
| Target Customers | Financial Institutions, Banks, Trade & Commodity Platforms, Import-Export Businesses, Non-Bank Financial Institutions | Money Transfer Organizations, Banks and Financial Institutions, Digital Wallet Providers, Platforms and Marketplaces, Sellers and Gig Workers |
| Taxonomy | ||
| Taxonomy | Stablecoin-native TradeB2B FinanceCross-border PaymentsInstitutional Payment InfrastructureEmerging Markets FinanceTrade Payment Execution +9 | Global Payment SolutionsCross-border PaymentsMobile WalletsPayment ProcessingRegulatory ComplianceFinancial Interoperability +8 |
| Website | ||
| Website | keyrails.com | terrapay.com |
About Keyrails
Keyrails, founded in 2023, positions itself at the intersection of Fintech and Payments, targeting the niche of stablecoin-native payment infrastructure tailored for global B2B finance. With a bold vision encapsulated in their slogan, "Keyrails is a stablecoin-native trade operating system unifying...
About TerraPay
TerraPay simplifies global money movement by providing payment solutions to diverse financial players such as banks, digital wallets, and fintech platforms. Based in London, United Kingdom, the company operates globally, connecting partners to an extensive network of mobile wallets, bank accounts, a...
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Compiled from the BounceWatch company index. We last looked at Keyrails on 2 Sep 2026, and TerraPay on 4 Oct 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.