Mobile Lending
Our smartphone-based system bypasses traditional institutions to provide instant credit assessments and disrupt emerging markets.
est. 2017
PayJoy is the older company (2017 vs 2015).
Side-by-Side Comparison
| Metric | Mobile Lending | PayJoy |
|---|---|---|
| Founded | ||
| Founded | 2017 | 2015 older |
| Headquarters | ||
| Headquarters | Not tracked yet | San Francisco, United States |
| Employees | ||
| Employees | Not tracked yet | 1157 |
| Industry | ||
| Industry | Financial Services | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Pre Seed | Debt Financing |
| Total Funding | ||
| Total Funding | $900.00K | $410.15M |
| Funding Rounds | ||
| Funding Rounds | 2 | 9 |
| Services | ||
| Services | Not tracked yet | Not tracked yet |
| Target Customers | ||
| Target Customers | Not tracked yet | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Smartphone-based Credit Assessment, Emerging Markets Disruption, Instant Credit Approval, Alternative Credit Scoring, Financial Inclusion, Disruptive Technology, Mobile Finance, Digital Lending, Credit Access, Credit Assessment App, Mobile-based Lending, Financial Innovation | Consumer Finance, Mobile, Emerging Markets, Access To Credit, Smartphone Financing, Underbanked, Financial Inclusion, Credit Access, Global Expansion, Technology Innovation |
| Website | ||
| Website | mobile-lending.com | payjoy.com |
About Mobile Lending
Mobile Lending is a financial services startup that has been turning heads since its establishment in 2017. Operating under the slogan “Our smartphone-based system bypasses traditional institutions to provide instant credit assessments and disrupt emerging markets,” the company's core offering revol...
About PayJoy
PayJoy is a fintech startup with a mission to provide access to credit to the next billion people in emerging markets worldwide. Using their unique mobile security technology, PayJoy enables customers to afford their first smartphone on credit, using the phone itself as collateral. They also offer f...
We will tell you when either one moves
BounceWatch watches Mobile Lending and PayJoy for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Mobile Lending and PayJoy — by email.
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Compiled from the BounceWatch company index. We last looked at Mobile Lending on 25 Jul 2024, and PayJoy on 11 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
